Standard Chartered Bank EaseMyTrip Credit Card

By: OurMoneyGuide || Last updated on: May 25, 2024

Standard Chartered EaseMyTrip Credit Card is a co-branded card issued by Standard Chartered Bank, in partnership with EaseMyTrip. Hence you get special benefits on EaseMyTrip travel bookings – hotels, flights & bus tickets. You also get complimentary airport lounge access and other benefits, and the card has a low annual fee. Hence it is a good entry-level travel card option for frequent travellers.

Brief Summary

Features & Benefits of the Standard Chartered Bank EaseMyTrip Credit Card

20% discount (upto ₹5000 per month) on domestic hotel bookings on EaseMyTrip

You get 20% discount on domestic hotel bookings on EaseMyTrip, on booking amount upto ₹25,000 per month (since the maximum discount is ₹5000). On monthly bookings above ₹25,000 , you will only get the maximum discount of ₹5000, hence your discount% will fall below 20%.

You can avail this discount once per month, by using the promo code “EMTSCB”.

You also get additional unlimited 2 reward points worth ₹0.50, on every ₹100 you spend on all EaseMyTrip spends – additional 0.50% benefit.

Let’s take 2 examples to explain the above –
1. You spend ₹20,000 on domestic hotel bookings on EaseMyTrip – you get the 20% discount on EaseMyTrip (₹4,000), plus 0.50% benefit (₹100) from reward points – for a total benefit of ₹4,100 on this booking of ₹20,000 i.e. 20.50% total benefit
2. You spend ₹40,000 on domestic hotel bookings on EaseMyTrip – you get the maximum discount of ₹5000 on EaseMyTrip, plus 0.50% benefit (₹200) from reward points – for a total benefit of ₹5,200 on this booking of ₹40,000 i.e. 13% total benefit

20% discount (upto ₹10,000 per month) on international hotel bookings on EaseMyTrip

You get 20% discount on international hotel bookings on EaseMyTrip, on booking amount upto ₹50,000 per month (since the maximum discount is ₹10,000 per month). On monthly bookings above ₹50,000, you will only get the maximum discount of ₹10,000, so the discount percentage will fall below 20%.

You can avail this discount once per month, by using the promo code “EMTSCB”.

You also get additional unlimited 2 reward points worth ₹0.50, on every ₹100 you spend on all EaseMyTrip spends – additional 0.50% benefit.

Let’s take 2 examples to explain the above –
1. You spend ₹40,000 on domestic hotel bookings on EaseMyTrip – you get the 20% discount on EaseMyTrip (₹8,000), plus 0.50% benefit (₹200) from reward points – for a total benefit of ₹8,200 on this booking of ₹40,000 i.e. 20.50% total benefit
2. You spend ₹60,000 on domestic hotel bookings on EaseMyTrip – you get the maximum discount of ₹10,000 on EaseMyTrip, plus 0.50% benefit (₹300) from reward points – for a total benefit of ₹10,300 on this booking of ₹60,000 i.e. 17.16% total benefit

10% discount (upto ₹5000 per month) on international flight bookings on EaseMyTrip

You get 10% discount international flight bookings on EaseMyTrip, on booking amount upto ₹50,000 per month (since the maximum discount is ₹5,000). On monthly bookings above ₹50,000, you will only get the maximum discount of ₹5,000, so the discount percentage will fall below 10%.

You can avail this discount once per month, by using the promo code “EMTSCB”.

You also get additional unlimited 2 reward points worth ₹0.50, on every ₹100 you spend on all EaseMyTrip spends – additional 0.50% benefit.

10% discount (upto ₹1000 per month) on domestic flight bookings on EaseMyTrip

You get 10% discount on domestic flight bookings on EaseMyTrip, on booking amount upto ₹10,000 (since the maximum discount is ₹1,000). On monthly bookings above ₹10,000, you will only get the maximum discount of ₹1,000, so the discount percentage will fall below 10%.

You can avail this discount once per month, by using the promo code “EMTSCB”.

You also get additional unlimited 2 reward points worth ₹0.50, on every ₹100 you spend on all EaseMyTrip spends – additional 0.50% benefit.

₹125 discount (upto 25%) on domestic bus bookings on EaseMyTrip

You get ₹125 discount on buying bus tickets, on a minimum ticket booking of ₹500.

You can avail this discount once per month, by using the promo code “EMTSCB”.

You also get additional unlimited 2 reward points worth ₹0.50, on every ₹100 you spend on all EaseMyTrip spends – additional 0.50% benefit.

Let’s take 2 examples to explain the above –
1. Let’s take 2 examples to You spend exactly ₹500 on purchasing bus tickets on EaseMyTrip – you get the ₹125 discount on EaseMyTrip , plus 0.50% benefit (₹2.50) from reward points – for a total benefit of ₹127.50 on this booking of ₹500 i.e. 25.50% total benefit
2. You spend ₹1,000 on buying bus ticket on EaseMyTrip – you get the ₹125 discount on EaseMyTrip , plus 0.50% benefit (₹5) from reward points – for a total benefit of ₹130 on this booking of ₹1,000 i.e. 13% total benefit

2.50% benefit on hotels & airline spends – through standalone websites || apps || outlets

You earn 10 reward points worth ₹2.50, on every ₹100 spent at the standalone hotel and airline websites/apps/outlets.

This benefit is not valid at travel aggregators like MakeMyTrip, Cleartrip etc. For example, if you book airline tickets on the Indigo website, you will earn reward points, but if you book these tickets on ClearTrip website, you shall not earn any reward points.

1 reward point = ₹1. You can check your rewards points balance and redeem points on the bank’s rewards portal called R360, on a range of exciting offers including products, vouchers, and more. You can access the Rewards platform through the R360 Reward Portal, mobile app or internet banking.

Reward points are valid for 2 years, from the date of earning.

0.50% basic benefit on all other card spends

You earn 2 reward points worth ₹0.50, on every ₹100 you spend on all other card purchases.

Exceptions : Reward points are not given on the following card spends – returned purchases, disputed or unauthorized/fraudulent transactions, finance charges, card account fees, cash withdrawals and charged back transactions.

Complimentary lounge access at airports in India – 1 per quarter

You get free visits to domestic airport lounges, once per quarter.

Complimentary lounge access at airports outside India – 2 per year

You get free visits to international airport lounges, twice per year. This program is brought to you in partnership with Priority Pass, one of the leading airport lounge programs globally, and has a vast number of lounges all over the world.

Standard Chartered customer care 

Please click here for all the options to contact the bank.

Dial-A-Loan

– Loan amount up to ₹5,00,000 (but within your credit limit)
– No documentation or post-dated cheques required
– Interest rate starting at 0.99% per month based on eligibility
– Flexible tenures from 12 to 60 months
– Bank transfer (NEFT) disbursement to Standard Chartered Bank or other bank’s savings account , within 3 working days

Eligibility Criteria

Application Process

Step-by-step guide

Necessary documents and verification

Conclusion

The Standard Chartered Bank EaseMyTrip Credit Card is a very good entry level travel card. It gives good discounts on both air travel as well as hotel bookings, and provides adequate complimentary international lounge access for an entry level traveller. The annual fee is not high and the annual spend target to make the card virtually free is also not high. All in all, a very good entry level travel card.