By: OurMoneyGuide || Last updated on: April 15, 2024
IndusInd Nexxt Credit Card is a started card from IndusInd Bank. It charges no annual fee from the 2nd year onwards.
Under this facility, you can choose to make payment by EMI, by reward points, or by credit (meaning normal use of the credit card).
When you buy one movie ticket, you get upto ₹200 off on the second ticket.
This benefit is available 2 times per month. Hence you can benefits of ₹400 every month.
You get 1 reward point on every ₹150 spent on your card. Meaning 0.66 reward points worth ₹0.50 or 50 paise, on every ₹100 you spend on your card.
1 reward point = ₹0.75, and can be converted to cashback, and credited to your monthly card statement.
You can also convert your reward points to Vistara Points and InterMiles at a slightly better rate, 1 reward point = 1 Club Vistara Point / 1 InterMile
You get free insurance covers of various kinds, as given below-
✔︎ Air accident insurance of ₹25 lakhs
✔︎ Travel related insurance (Travel Plus Program), applicable on international travel
– Lost baggage upto ₹1,00,000
– Delayed baggage upto ₹25,000
– Loss of passport upto ₹50,000
– Lost ticket upto ₹25,000
– Missed connection upto ₹25,000
✔︎ Total Protect : This covers for unauthorised transactions on your card in case of –
– Loss or theft of the card
– Counterfeit fraud (in case of card details being stolen and used unscrupulously with counterfeit plastic)
– Protection is upto the credit limit of your credit card.
You get 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹4000 only.
This benefit is applicable at all fuel pumps in India.
| Annual fee | Annual fee offers | |
|---|---|---|
| 1st year joining fee | ₹10,000 | Welcome Offers : Choice of vouchers. Please get in touch with the bank for more details. |
| Renewal fee from 2nd year onwards | ₹0 | – |
To view all fees and charges, please click here – IndusInd Credit Cards Fees & Charges
| Minimum age | 21 years |
| Maximum age | 65 years |
| Occupation | Salaried or self-employed |
| Minimum income requirements | Not specified |
| Credit score | Not specified, preferably above 750 |
| Online application process | The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the IndusInd Bank website. You can also visit official website of the bank and fill out the application form. The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy. Steps : – To apply, simply provide your personal details, such as your PAN number, mobile phone number, income & emplyment details, , address, along with the other requirements asked for – Submit the application |
| Offline (face to face) application process | You can visit any of the nearest branches of the bank and talk to an executive regarding the process. |
| Required documents | – PAN card copy – Identity proof : PAN card , driving license, valid passport, voter ID (any one) – Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one) – Income proof : latest salary slip/s, income tax return etc Additional documents maybe required on a case-to-case basis. |
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