By: OurMoneyGuide || Last updated on: April 17, 2024
IndusInd Bank Platinum Aura Edge Credit Card gives you the flexibility to choose a rewards program, that best suits your spending preferences. You can choose from 4 plans, based on where you spend most. The card charges no annual fee from the 2nd year onwards.
No annual fee is charged on the card, from the second year onwards.
You need to choose any one, amongst the 4 rewards plans given below :
1 reward point =₹0.40 as cashback.
You can also convert your reward points to Vistara Points and InterMiles at a slightly better rate, 1 reward point = 0.50 Club Vistara Point / 1 InterMile.
This covers your card for unauthorised transactions in case of –
– Loss or theft of the card, and
– Counterfeit fraud (in case of card details being stolen and used unscrupulously with counterfeit plastic)
Protection is upto the credit limit of your credit card.
You get various kinds of free insurance covers, when you travel abroad
– Lost baggage upto ₹1 lakh
– Delayed baggage upto ₹25,000
– Loss of passport upto ₹50,000
– Lost ticket upto ₹25,000
– Missed connection upto ₹25,000
You get 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹4000 only.
This benefit is applicable at all fuel pumps across India.
You can reach IndusInd Bank 24 hours a day, please click here for all the options to contact the bank.
It is recommended to call the bank from your registered mobile number, this will ensure you are instantly connected to a phone banking officer.
| Annual fee | Annual fee offers | |
|---|---|---|
| 1st year joining fee | ₹500 | Welcome offers : Vouchers from Vouchagram, from brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more. |
| Renewal fee from 2nd year onwards | ₹0 | – |
To view all fees and charges, please click here – IndusInd Credit Cards Fees & Charges
| Minimum age | 21 years |
| Maximum age | 65 years |
| Occupation | Salaried or self-employed |
| Minimum income requirements | Not specified |
| Credit score | Not specified, preferably above 750 |
| Online application process | The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the IndusInd Bank website. You can also visit official website of the bank and fill out the application form. The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy. Steps : – To apply, simply provide your personal details, such as your PAN number, mobile phone number, income & emplyment details, , address, along with the other requirements asked for – Submit the application |
| Offline (face to face) application process | You can visit any of the nearest branches of the bank and talk to an executive regarding the process. |
| Required documents | – PAN card copy – Identity proof : PAN card , driving license, valid passport, voter ID (any one) – Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one) – Income proof : latest salary slip/s, income tax return etc Additional documents maybe required on a case-to-case basis. |
ON THIS PAGE
FIND THE BEST CREDIT CARD