By: OurMoneyGuide || Last updated on: April 16, 2024
IndusInd Bank Pinnacle Credit Card is one the best IndusInd credit cards. It offers a range of lifestyle benefits, and charges no annual fee from the 2nd year onwards.
You get 2.50 rewards points (worth ₹1.87 as cashback or worth 2.50 Club Vistara Points/InterMiles), on every ₹100 you spend on online purchases except travel.
1 reward point = ₹0.75, and can be redeemed as cashback into your credit card statement. You can also convert your reward points to Club Vistara Points and InterMiles at a slightly better rate – 1 reward point = 1 Club Vistara Point / 1 InterMile.
Please note
– You get 1.50 reward points (worth ₹1.12 as cashback or worth 1.50 Club Vistara Points/InterMiles), on every ₹100 you spend on online travel
– You get 0.70 reward points on every ₹100 you spend in the following categories – utility bills (online and offline), insurance premium, government and education, fees, real estate/rental payments.
– No cashback is given on fuel spends. Call centre transactions and standing instructions are treated as offline spends
You get 1 reward point worth (worth ₹0.75 as cashback or worth 1 Club Vistara Points/InterMiles), on every ₹100 you spend on offline purchases.
1 reward point = ₹0.75, and can be redeemed as cashback into your credit card statement. You can also convert your reward points to Club Vistara Points and InterMiles at a slightly better rate – 1 reward point = 1 Club Vistara Point / 1 InterMile.
Please note
– You get 1.50 reward points (worth ₹1.12 as cashback or worth 1.50 Club Vistara Points/InterMiles), on every ₹100 you spend on online travel
– You get 0.70 reward points on every ₹100 you spend in the following categories – utility bills (online and offline), insurance premium, government and education, fees, real estate/rental payments.
– No cashback is given on fuel spends. Call centre transactions and standing instructions are treated as offline spends
You get free access to airport lounges in India, once per quarter, and is brought to you in partneship with Mastercard.
You get free visits to airport lounges outside India – 8 per year (maximum 2 per quarter).
This program is brought to you through Priority Pass, one of the leading provider of these services. Please visit https://www.prioritypass.com/en/airport-lounges to find list of lounges available with Priority Pass.
When you buy one ticket, you get up to ₹200 off on the second ticket, only at BookMyShow.
This offer can be availed maximum 3 times per month. Hence you get benefits upto ₹600 per month.
You get free golf rounds (2 per month) and golf lessons (2 per month) at some of the leading golf courses.
Golf privileges are brought to you by IndusInd Bank in partnership with Apexlynx. Please click here to book your complimentary Golf Games & Lessons.
This provides services such as global trip assistance, including pre-trip guidance, hotel and flight bookings, sports and entertainment ticket reservations, exclusive event bookings, and worldwide delivery of flowers and gifts.
– Air accident insurance of ₹25 lakhs
– Total Protect – this covers your card and add-on cards for unauthorised transactions and counterfeit fraud, till the credit limit of your credit card.
You get free emergency roadside assistance services.
Services include on-the-spot mechanical/electrical repairs, emergency fuel supply, flat tire service, lost keys assistance, battery service, emergency towing, and accident management.
You can reach IndusInd Bank 24 hours a day, please click here for all the options to contact the bank.
It is recommended to call the bank from your registered mobile number, this will ensure you are instantly connected to a phone banking officer.
| Annual fee | Annual fee offers | |
|---|---|---|
| 1st year joining fee | ₹14,999 | Welcome Offers : Various vouchers like Oberoi, Postcard Hotels, Montblanc. |
| Renewal fee from 2nd year onwards | ₹0 | – |
To view all fees and charges, please click here – IndusInd Credit Cards Fees & Charges
| Minimum age | 21 years |
| Maximum age | 65 years |
| Occupation | Salaried or self-employed |
| Minimum income requirements | ₹10 lakhs per year (salaried) || ₹12 lakhs per year (self-employed) |
| Credit score | Not specified, preferably above 750 |
| Online application process | The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the IndusInd Bank website. You can also visit official website of the bank and fill out the application form. The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy. Steps : – To apply, simply provide your personal details, such as your PAN number, mobile phone number, income & emplyment details, , address, along with the other requirements asked for – Submit the application |
| Offline (face to face) application process | You can visit any of the nearest branches of the bank and talk to an executive regarding the process. |
| Required documents | – PAN card copy – Identity proof : PAN card , driving license, valid passport, voter ID (any one) – Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one) – Income proof : latest salary slip/s, income tax return etc Additional documents maybe required on a case-to-case basis. |
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