IndusInd Bank Tiger Credit Card is a lifetime free credit card from IndusInd Bank, issued in partnership with Tiger Fintech (a Bajaj Capital group company). It offers a range of lifestyle benefits, and high rewards if you have a higher card spend.
No annual fee is charged on the card.
This card has been launched by Tiger Fintech (a Bajaj Capital group company), in partnership with IndusInd Bank. It is a co-branded credit card.
You earn rewards, based on your yearly credit card spend. The more you spend, the higher reward rate you get.
– On annual card spends upto ₹1 lakh (X) : You earn 1 reward point (worth ₹0.40 as cashback, OR 1.2 airmiles), on every ₹100 you spend on your card
– On annual card spends between ₹1 lakh & ₹2.50 lakh (2X) : You earn 2 reward points (worth ₹0.80 as cashback, OR 2.4 airmiles), on every ₹100 you spend on your card
– On annual card spends between ₹2.50 lakh & ₹5 lakh (4X) : You earn 4 reward points (worth ₹1.60 as cashback, OR 4.8 airmiles), on every ₹100 you spend on your card
– On annual card spends above ₹5 lakhs (6X) : You earn 6 reward points (worth ₹2.40 as cashback, OR 7.2 airmiles), on every ₹100 you spend on your card
1 reward point = ₹0.40 cashback.
You can also convert your reward points to airmiles, 1 reward point = 1.2 airmiles (Club Vistara Points or InterMiles). You are likely to get a better reward value if you convert your reward points to airline points especially Vistara.
Exceptions : No reward points are given on the following card spends – fuel, utility bill payments, insurance premium, government services, educational Institutes, real estate and rental payments.
Lets take 2 examples to get effective benefit rate :
✔︎ At ₹6 lakhs annual card spend, you would earn a total of 20000 reward points worth ₹8000 as cashback (1.3% benefit), OR worth 24000 airmiles (4% benefit)
✔︎ At ₹3 lakhs spend, you would earn a total of 6000 reward points worth ₹2400 as cashback (0.8% benefit), OR 7200 airmiles (2.4% benefit)
As you can see, the card offers good rewards, the higher your card spend, and especially if you convert your reward points to airmiles.
You get free access to airport lounges in India, once per quarter.
This benefit is brought to you through the DreamFolks program.
You get free access to airport lounges outside India, 2 times per year.
This benefit is brought to you through the Priority Pass program, one of the leading providers of this service across the globe. You can see the details of available lounges and other imformation on the Priority Pass website.
1 free golf round per quarter OR 1 free golf lesson per quarter. You can choose either option, based on your preference.
Golf privileges are brought to you by IndusInd Bank in partnership with Apexlynx. Please click here to book your complimentary Golf Games & Lessons.
You can get a maximum of 2 free movie tickets per year, one each for every 6 months.
The maximum discount given on the 2nd ticket is ₹500, hence you can get a benefit of ₹1000 every year.
You get a low fee of 1.50% on foreign card transactions. The fee is charged on the value of the foreign transactions.
Most cards in the industry (except a few) usually charge a fee of around 3.50% on foreign transactions.
Services include on-the-spot mechanical/electrical repairs, emergency fuel supply, flat tire service, lost keys assistance, battery service, emergency towing, and accident management.
This provides services such as global trip assistance, including pre-trip guidance, hotel and flight bookings, sports and entertainment ticket reservations, exclusive event bookings, and worldwide delivery of flowers and gifts.
This covers your card for unauthorised transactions in case of –
– Loss or theft of the card, and
– Counterfeit fraud (in case of card details being stolen and used unscrupulously with counterfeit plastic)
– Protection is upto the credit limit of your credit card.
You get 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹4000 only.
This benefit is available at all fuel pumps across India.
You can reach IndusInd Bank 24 hours a day, please click here for all the options to contact the bank.
It is recommended to call the bank from your registered mobile number, this will ensure you are instantly connected to a phone banking officer.
| Annual fee | Annual fee offers | |
|---|---|---|
| 1st year joining fee | Lifetime free | – |
| Renewal fee from 2nd year onwards | Lifetime free | – |
To view all fees and charges, please click here – IndusInd Credit Cards Fees & Charges
| Minimum age | 21 years |
| Maximum age | 65 years |
| Occupation | Salaried or self-employed |
| Minimum income requirements | Not specified |
| Credit score | Not specified, preferably above 750 |
| Online application process | The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the IndusInd Bank website. You can also visit official website of the bank and fill out the application form. The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy. Steps : – To apply, simply provide your personal details, such as your PAN number, mobile phone number, income & emplyment details, , address, along with the other requirements asked for – Submit the application |
| Offline (face to face) application process | You can visit any of the nearest branches of the bank and talk to an executive regarding the process. |
| Required documents | – PAN card copy – Identity proof : PAN card , driving license, valid passport, voter ID (any one) – Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement – Income proof : latest salary slip/s, income tax return etc Additional documents maybe required on a case-to-case basis. |
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