By: OurMoneyGuide || Last updated on: April 16, 2024
IndusInd Legend Credit Card is a popular card from IndusInd Bank. There are no annual fee charges on the card from the 2nd year onwards. The card also offers lifestyle benefits such as complimentary airport lounge access and movie benefits.
You get 2 rewards points (worth ₹1 as cashback OR 2 Club Vistara Points/2 InterMiles), on every ₹100 you spend on weekends with your card
1 rewards point = ₹0.50 or 50 paise, and can be redeemed for cashback. You can also convert your reward points to Vistara and InterMiles, 1 reward point = 1 Club Vistara Point / 1 InterMile.
Exceptions : You get 0.70 reward points on every ₹100 spent on the following card spends – utility bill payments, insurance premium payments, government services/charges/payments, education institute fees, and real estate/rental payments.
You get 1 rewards point (worth ₹0.50 as cashback OR 1 Club Vistara Point/1 InterMile), on every ₹100 you spend on weekdays with your card
1 rewards point = ₹0.50 or 50 paise, and can be redeemed for cashback. You can also convert your reward points to Vistara and InterMiles, 1 reward point = 1 Club Vistara Point / 1 InterMile.
Exceptions : You get 0.70 reward points on every ₹100 spent on the following card spends – utility bill payments, insurance premium payments, government services/charges/payments, education institute fees, and real estate/rental payments.
You get 4000 rewards points (worth ₹2000 as cashback OR 4000 Club Vistara Points/4000 InterMiles), at ₹6 lakhs yearly card spend.
Like stated before, 1 rewards point = ₹0.50 or 50 paise, and can be redeemed for cashback. You can also convert your reward points to Vistara and InterMiles, 1 reward point = 1 Club Vistara Point / 1 InterMile.
You get free access to airport lounges in India, once per quarter.
This program is brought to you in partnership with Mastercard and Visa.
Usage of international lounges is chargeable at USD 32 per visit. This program is brought to you through Priority Pass, one of the leading provider of these services. Please visit https://www.prioritypass.com/en/airport-lounges to find list of lounges available with Priority Pass.
If you are a regular user of international airport lounges, you could enrol for IndusInd Travel Plus program for ₹5000 per year. Under Travel Plus program you get 8 free lounge visits per year.
When you buy one ticket, you get up to ₹200 off on the second ticket, only at BookMyShow cinema partners.
This offer can be availed maximum once per month.
Services include on-the-spot mechanical/electrical repairs, emergency fuel supply, flat tire service, lost keys assistance, battery service, emergency towing, and accident management.
This provides services such as global trip assistance, including pre-trip guidance, hotel and flight bookings, sports and entertainment ticket reservations, exclusive event bookings, and worldwide delivery of flowers and gifts.
You get a complimentary air accident insurance of ₹25 lakhs.
You get a complimentary ‘Total Protect’ cover. This covers your card and add-on cards for unauthorised transactions and counterfeit fraud, till the credit limit of your credit card. You need to report loss of card to the bank within 48 hours of losing your card.
You also get complimentary travel insurance covers-
– Lost baggage cover of ₹1 lakh
– Delayed baggage cover of ₹25000
– Loss of passport cover of ₹50000
– Lost ticket cover of ₹25000
– Missed connection cover of ₹25000
Most cards in the industry charge 3% fee on international transactions.
You get 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹4000. This is applicable only on fuel purchases upto ₹2.40 lakhs per year, since the waiver amount is restricted to ₹2400 per year.
Some fuel pumps may charge more than 1% surcharge, the yearly waiver would still be capped at ₹2400 in all cases
You can reach IndusInd Bank 24 hours a day, please click here for all the options to contact the bank.
It is recommended to call the bank from your registered mobile number, this will ensure you are instantly connected to a phone banking officer.
| Annual fee | Annual fee offers | |
|---|---|---|
| 1st year joining fee | ₹999 | Welcome Offers : Various vouchers like Oberoi, Postcard Hotels, Montblanc. |
| Renewal fee from 2nd year onwards | ₹0 | – |
Interest rate – 3.95% per month
To view all fees and charges, please click here – IndusInd Credit Cards Fees & Charges
| Minimum age | 21 years |
| Maximum age | 65 years |
| Occupation | Salaried or self-employed |
| Minimum income requirements | Not specified |
| Credit score | Not specified, preferably above 750 |
| Online application process | The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the IndusInd Bank website. You can also visit official website of the bank and fill out the application form. The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy. Steps : – To apply, simply provide your personal details, such as your PAN number, mobile phone number, income & emplyment details, , address, along with the other requirements asked for – Submit the application |
| Offline (face to face) application process | You can visit any of the nearest branches of the bank and talk to an executive regarding the process. |
| Required documents | – PAN card copy – Identity proof : PAN card , driving license, valid passport, voter ID (any one) – Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement – Income proof : latest salary slip/s, income tax return etc Additional documents maybe required on a case-to-case basis. |
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