OLA Money SBI Credit Card is a cobranded credit card from SBI Card, launched in partnership with Ola, a well known ride-hailing company in India.

Besides offering special benefits on Ola services, OLA Money SBI Credit Card also offers special rewards on Cleartrip travel bookings .

Pros & Cons of OLA Money SBI Credit Card

Pros

  • Good card for frequent users of Ola rides
  • Cashback offers at Cleartrip

Cons

  • You need to consider other cards to earn higher rewards on non-Ola spends

Features & Benefits of the OLA Money SBI Credit Card

7% cashback on all Ola rides

You get 7 reward points worth ₹7, on every ₹100 you spend on Ola rides.

1 reward point = ₹1, and is automatically credited as cashback into your Ola Money Wallet (OlaMoney).

 You can use OlaMoney to pay for everything starting from your cab fares, mobile bills, DTH recharges, electricity & gas bills, and for online shopping. Some of the premium partners include BookMyShow, eBay, Dominos, Cleartrip, and OYO Rooms.

5-12% cashback at Cleartrip – 5% on domestic flights || 5% on international flights || 10% on domestic hotels || 6% on international hotels || 12% on ‘activities’

You get a variety of cashback offers at Cleartrip – flights, hotels and more. 

Maximum cashback given on domestic flight bookings is ₹5000 per transaction, and maximum cashback given on international flight bookings is ₹15000 per transaction. The transaction can be for one-way or round-trip flights, this cashback offer will be applicable in both cases.

There is no cashback restriction on hotel bookings.

How to avail the offer:
a. Visit the Cleartrip website or mobile app
b. Login only by using the mobile number linked to your OlaMoney SBI Credit Card
c. Select your preferred Hotels/Flights for booking
d. Apply Coupon Code “OLACC” to avail the cashback
e. Complete the payment using the OlaMoney SBI Credit Card

1% cashback on all other card spends

You get 1 reward point worth ₹1, on every ₹100 you spend on all other card transactions.

1 reward point = ₹1, and is automatically credited as cashback into your Ola Money Wallet.

Fuel surcharge waiver, upto ₹100 per month

You get 1% fuel surcharge waiver on fuel spends upto ₹10,000 per month, since the maximum waiver is capped at ₹100 per month.

SBI Card customer care

Please click here for all the options to contact the bank for various issues and escalations, including-
– Lost and stolen cards : you can block on your mobile app or internet banking OR through SMS option OR by calling customer care
– Complaints and grievances : including steps on how to escalate to higher levels in case your issue is not resolved
– Raise and manage disputes

3 lifetime-free add-on cards

You can get add-on cards for your parents, spouse, children or siblings above the age of 18 years.

For more details, and important terms and conditions, please click here.

OLA Money SBI Credit Card Fees and Charges

Annual fee


Annual feeAnnual fee offers
1st year joining fee₹0Welcome offers
– No annual fee in 1st year
Renewal fee from 2nd year onwards₹499Renewal offer
– Annual fee is not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year.

Hence the card is virtually lifetime free, if you spend ₹1 lakh or more each year.
  

Late payment fee

Please refer to the below table for details

Amount dueLate Fee
 Less than ₹500Nil
₹501 to ₹1,000₹400
₹1,001 to ₹10,000₹750
₹10,001 to ₹25,000₹950
₹25000 to ₹50000₹1100
Over ₹50000₹1300

Foreign currency transaction fee

3.50% of the transaction value.

Finance charges

3.50% per month (42% p.a.).

Important note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all/updated fees & charges on this card, please click here – SBI Credit Card Fees & Charges

Eligibility Criteria

Although your credit card eligibility is based on multiple parameters which can be assessed once you apply for the SBI Credit Card, there are certain basic criteria that all applicants must fulfil.

Minimum age21 years
Maximum age70 years
OccupationSalaried, Self-employed
Minimum income requirementsNot specified. Should have a regular source of income
Other criteriaGood credit score, preferably above 750

Application Process

Online application processThe easiest way to apply is to click here – APPLY NOW , you shall be taken to the card application page on Ola website. You can also visit the official website of Ola and fill out the application form.
Offline (face to face)  application processYou can visit any of the nearest branches of SBI Card, and talk to an executive regarding the process.

Necessary documents and verification

Required documents   – PAN card

– Copy of Aadhaar card (with first 8 digits masked) or any valid government address proof

– Income documents – salary slip, income tax return etc. may be required depending upon the credit card eligibility & policy

In addition to these, you maybe asked to provide additional documents, on a case-to-case basis.

Tracking your application status

Tracking credit card application status– You can track the status of your application on – ‘Track Application’ section.

– Please click here – Home page (and see top section of the page section named – ‘Track your application’) OR
– Please click here – Eapply page (and see bottom of the page section named – ‘Track Credit Card Application’)
You need to enter some basic information (like application number/ reference number, name, mobile number), to see the status of your SBI Card application