Aditya Birla SBI Card Aditya Birla SBI Card SELECT is a cobranded card launched by SBI Card, in partnership with Aditya Birla Group. The card offers special benefits at Aditya Birla Fashion Stores (on online shopping and also at retail stores), and also Vodafone Idea (Vi).
Aditya Birla Fashion stores include Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry.
You get 20 reward points worth ₹5, on every 100 you spend in these categories.
1 reward point = upto ₹0.25, and can be redeemed for gift vouchers & products at SBI Card’s rewards redemption platform. While for certain redemption options you would get a value of ₹0.25 for each reward point, on some other options you would get a value of lower than 25 paise for each reward point. Hence redemption options can be restrictive.
Aditya Birla Stores include Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry.
You get 10 reward point worth ₹2.50, on every 100 you spend on these categories.
1 reward point = upto ₹0.25, and can be redeemed for gift vouchers & products at SBI Card’s rewards redemption platform.
You get 1 reward point worth ₹0.25, on every ₹100 you spend on all other card transaction.
Exceptions : No reward points are given on fuel spends, utilities, and mobile wallet upload.
– You get 3000 reward points worth ₹750, at ₹1.50 lakh annual card spend
– You get an additional 3000 reward points worth ₹750, at ₹3 lakh annual card spend
Hence you could earn 6000 reward points worth ₹1500, at ₹3 lakh annual card spend – 0.50% benefit.
You get free visits to airport lounges in India, 4 times per year (maximum once per quarter). For list of lounges, please click here.
You get 1% fuel surcharge waiver, on fuel transactions upto ₹3000 only. And only on fuel spends upto ₹10,000 per month, since the maximum waiver is capped at ₹100 per month.
Please click here for all the options to contact the bank for various issues and escalations, including-
– Lost and stolen cards : you can block on your mobile app or internet banking OR through SMS option OR by calling customer care
– Complaints and grievances : including steps on how to escalate to higher levels in case your issue is not resolved
– Raise and manage disputes
You can get add-on cards for your parents, spouse, children or siblings above the age of 18 years. For more details, and important terms and conditions, please click here.
| Annual fee | Annual fee offers | |
|---|---|---|
| 1st year joining fee | ₹1499 | Welcome offers – You get 6000 reward points worth ₹1500, on joining. |
| Renewal fee from 2nd year onwards | ₹1499 | – You get 6000 reward points worth ₹1500, at ₹3 lakh annual card spend. (please refer to milestone benefits covered above in the previous section) |
Please refer to the below table for details
| Amount due | Late Fee |
|---|---|
| Less than ₹500 | Nil |
| ₹501 to ₹1,000 | ₹400 |
| ₹1,001 to ₹10,000 | ₹750 |
| ₹10,001 to ₹25,000 | ₹950 |
| ₹25000 to ₹50000 | ₹1100 |
| Over ₹50000 | ₹1300 |
3.50% of the transaction value.
3.50% per month (42% p.a.).
– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all/updated fees & charges on this card, please click here – SBI Credit Card Fees & Charges
Although your credit card eligibility is based on multiple parameters which can be assessed once you apply for the SBI Credit Card, there are certain basic criteria that all applicants must fulfil.
| Minimum age | 21 years |
| Maximum age | 70 years |
| Occupation | Salaried, Self-employed |
| Minimum income requirements | Not specified. Should have a regular source of income |
| Other criteria | Good credit score, preferably above 750 |
| Online application process | The easiest way to apply is to click here – APPLY NOW , you shall be taken to the card application page on the SBI Card website. You can also visit the official website of SBI Card and fill out the application form. Steps : – Fill out the online application form – personal details like mobile phone number, emplyment, income, Aadhar / PAN number – Click ‘Submit’ and you will receive an instant decision on the application basis the information provided – If your application is approved, you will receive a call from SBI Card team for verification – Post necessary verification, the card is issued to you Virtual card : In addition to this, SBI Card team will send an SMS on your registered mobile number with a link to generate your e-card. With this e-card you can view your credit card details digitally, even before your physical card reaches you, and start shopping online instantly. |
| Offline (face to face) application process | You can visit any of the nearest branches of SBI Card, and talk to an executive regarding the process. |
| Required documents | – PAN card – Copy of Aadhaar card (with first 8 digits masked) or any valid government address proof – Income documents – salary slip, income tax return etc. may be required depending upon the credit card eligibility & policy In addition to these, you maybe asked to provide additional documents, on a case-to-case basis. |
| Tracking credit card application status | – You can track the status of your application on – ‘Track Application’ section. – Please click here – Home page (and see top section of the page section named – ‘Track your application’) OR – Please click here – Eapply page (and see bottom of the page section named – ‘Track Credit Card Application’) You need to enter some basic information (like application number/ reference number, name, mobile number), to see the status of your SBI Card application |
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