LIFETIME FREE CARD (IF YOU APPLY ONLINE)

Standard Chartered Platinum Rewards Credit Card

Standard Chartered Platinum Rewards Credit Card - Our Money Guide Our Rating 3.25
Top Reasons to Choose
✔︎
Lifetime free card (only if you apply online)
✔︎
Benefit on fuel spends and fine-dining spends
Annual Fee

₹0

  • Nil
Minimum Income

Not specified

▶︎ 0.83% benefit on fuel purchases and fine-dining spends (5X)
– You earn 3.33 reward points worth ₹0.83 (83 paise), on every ₹100 you spend at fine-dining outlets.
– 1 reward point = ₹0.25 (25 paise), and can be redeemed on the rewards portal of the bank (R360)

▶︎ 0.16% benefit on all other purchases (X)
– You earn 0.66 reward points worth ₹0.16 (16 paise), on every ₹100 you spend at fine-dining outlets.
– 1 reward point = ₹0.25 (25 paise), and can be redeemed on the rewards portal of the bank (R360)
– Exceptions : The following transactions do not earn any reward points – returned purchases, disputed or unauthorized/fraudulent transactions, transactions not initiated by the cardholder, finance charges, any other charges and fees, charged back transactions, cash advances.

Benefits
– Lifetime free card, only if you apply through the online channel only

Drawbacks to consider
– Low reward rates on card spending


To read the full review of the card, please click here
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