Standard Chartered Fuel Credit Cards in India 2026

5% cashback on fuel purchases (including 1% fuel surcharge waiver), upto ₹200 per month
– Only on fuel purchases upto ₹4000 per month (since maximum cashback per month is capped at ₹200), and
– Only on fuel transactions below ₹2000 (since maximum cashback per transaction is capped at ₹100)

5% cashback on phone bill payments, upto ₹200 per month
– Only on bill payments upto ₹4000 per month (since monthly cashback is capped at ₹200), and
– Only on bill transactions between ₹750 and ₹2000 (since maximum cashback per transaction is capped at ₹100, and minimum transaction amount required is ₹750)
– Payment needs to be made through StandChart’s Billpay platform

5% cashback on utility bill payments, upto ₹100 per month
– Only on bill payments upto ₹2000 per month (since monthly cashback is capped at ₹100), and
– Only on transactions above ₹750
– Payment needs to be made through StandChart’s Billpay platform

0.16% benefits on all other card purchases 
– You earn 0.66 reward points worth ₹0.15 (15 paise), on every ₹100 you spend on all other purchases.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed on the rewards portal of the bank (R360), for products, vouchers, services and more.
– No reward points are given on returned purchases, disputed or unauthorized/fraudulent transactions, finance charges, card account fees, cash withdrawals and charged back transactions

Complimentary Priority Pass Membership (Only for SCB Premium Banking customers)
– You get complimentary Priority Pass membership granting access to more than 1000 airport lounges worldwide.
– You get complimentary lounge visits – once per month (only if you have spent a minimum of ₹10,000 in the previous month on your card).

Benefits
– Good cashback rate on fuel purchases, phone bill payments and utility bill payments
– Comparatively low annual card spend target of ₹90,000, to get annual fee waived

Drawbacks to consider
– Monthly spend limits to earn 5% cashback are on the lower side