Shopping Co-Branded Credit Cards in India 2026

5% benefit at Fabindia stores
– You earn 5 reward points worth ₹5, on every ₹100 you spend at Fabindia.
– 1 reward point = 1 Fabfamily Reward = ₹1.
– You need to convert your reward points into Fabfamily Rewards, through website/mobile or call center. Fabfamily Rewards can then be used for shopping at all Fabindia stores

2% benefit on dining, movies & entertainment spends
– You earn 2 reward points worth ₹2, on every ₹100 you spend on these categories.
– 1 reward point = 1 Fabfamily Reward = ₹1.

1% benefit on all international spends
– You earn 1 reward points worth ₹1, on every ₹100 you spend on all international spends.
– 1 reward point = 1 Fabfamily Reward = ₹1.

0.50% benefit on all other card spends
– You earn 0.50 reward points worth ₹0.50 or 50 paise, on every ₹100 you spend on all other spends.
– 1 reward point = 1 Fabfamily Reward = ₹1.

Upto 0.75% additional benefit, at ₹1 lakh quarterly card spend (milestone benefit)
– You get ₹750 worth gift voucher, at ₹1 lakh quarterly card spend
– Choice of gift vouchers from Aditya Birla Fashion, Yatra, Hush Puppies / Bata

Fuel surcharge waiver, upto ₹100 per month 
– This benefit is valid only on fuel transactions between ₹500 and ₹4000, and
– Only on fuel purchases upto ₹10,000 per month (since the waiver amount is restricted to ₹100 per monthly card statement cycle)

Benefits
– Good card for regular shoppers of Fabindia, you can earn 5% on Fabindia spends

Drawbacks to consider
– You need to consider other credit cards to earn rewards on non-Fabindia spends

10% benefit at Fabindia stores
– You earn 10 reward points worth ₹10, on every ₹100 you spend at Fabindia stores.
– 1 reward point = 1 Fabfamily Reward = ₹1.
– You need to convert your reward points into Fabfamily Rewards, through website/mobile or call center. Fabfamily Rewards can then be used for shopping at all Fabindia stores.

3% benefit on dining, movies & entertainment spends
– You earn 3 reward points worth ₹3, on every ₹100 you spend on these categories.
– 1 reward point = 1 Fabfamily Reward = ₹1

2% benefit on all international spends
– You earn 2 reward points worth ₹2, on every ₹100 you spend abroad
– 1 reward point = 1 Fabfamily Reward = ₹1

1% benefit on all other card spends 
– You earn 1 reward points worth ₹1, on every ₹100 you spend on all other card transactions
– 1 reward point = 1 Fabfamily Reward = ₹1

Upto 0.6% additional benefit, at ₹2 lakh quarterly card spend (milestone benefit)
– You get a ₹1250 worth gift voucher, at ₹2 lakh quarterly card spend
– Choice of gift vouchers from Aditya Birla Fashion, Yatra, Hush Puppies / Bata

Complimentary access to domestic airport lounge – 1 per quarter

Complimentary Priority Pass membership worth USD 99
– You get complimentary Priority Pass membership worth USD 99, which enables access to international airport lounges across the world.
– But each lounge visit is on a chargeable basis, USD 32 per visit (please refer to Priority Pass website to get latest charges).

1% fuel surcharge waiver, upto ₹100 per month 
– This benefit is valid only on fuel transactions between ₹500 and ₹4000, and
– Only on fuel purchases upto ₹10,000 per month (since the waiver amount is restricted to ₹100 per monthly card statement cycle)

Benefits
– Good card for regular shoppers of Fabindia – you can earn 10% on Fabindia spends
– You also get complimentary access to domestic airport lounges – 1 per quarter . And free Priority Pass membership worth USD 99.

Drawbacks to consider
– You need to consider other credit cards to earn rewards on non-Fabindia spends

Upto 3.3% benefit on Landmark spends : 1.25% benefit on Landmark spends || Upto 2.1% additional benefit, based on achieving 3 annual card spend levels at Landmark stores
(Landmark stores include Spar, Lifestyle, Max, Home Center - both online and in-stores)
✔︎ 1.25% on Landmark spends
– You earn 5 reward points worth ₹1.25, on every ₹100 you spend at Landmark stores.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores.
✔︎ Upto 2.1% additional benefits, based on achieving 3 annual card spend levels at Landmark stores
-– 1000 reward points worth ₹250, at ₹20000 yearly card spend at Landmark stores
– Additional 2000 reward points worth ₹500, at ₹45000 yearly card spend at Landmark stores
– Additional 5000 reward points worth ₹1250, at ₹95000 yearly card spend at Landmark stores
Hence you can get a total of 8000 reward points worth ₹2000, at ₹95,000 yearly card spend at Landmark stores – 2.1% benefit.
(1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores).

Reward point redemption process
– 1 reward point = ₹0.25 or 25 paise (Since 2.4 SBI reward points = 1 Landmark Reward point = ₹0.60. Hence 1 SBI reward point = ₹0.25 or 25 paise).
– You need to first convert SBI reward points to Landmark Rewards, and then redeem Landmark Rewards instantly at Landmark outlets.

1.25% benefit on dining spends and movie spends
– You earn 5 reward points worth ₹1.25, on every ₹100 you spend on dining and at movies.
– 1 reward point = ₹0.25 or 25 paise.

0.25% basic benefit on all other spends
– You earn 1 reward point worth ₹0.25 (25 paise) , on every ₹100 you spend on all other purchases.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores.
– Exceptions : No reward points are given on fuel purchases.

Upto 1% additional benefit, through milestone program  
– You get 8000 reward points worth ₹2000, at ₹2 lakh yearly card spend - 1% benefit

Fuel surcharge waiver, upto ₹100 per month : You get a 1% fuel surcharge waiver at all fuel stations across India-
– Only on fuel transactions between ₹500 and ₹3000, and
– Only on fuel spends upto ₹10,000 per month, since the maximum waiver is capped at ₹100 per monthly card statement cycle

Benefits
– Good card entry level card for regular shoppers at Landmark outlets – you can earn upto 3.3% on Landmark spends
– The card is virtually free, since you get rewards worth the annual fee, upon annual fee payment

Drawbacks to consider
– You will need to consider other credit cards to earn higher rewards on non-Landmark spends
– Only suitable for regular shoppers at Landmark stores, since reward points on all card spends can only be redeemed at Landmark stores

Upto 9% benefit on Landmark spends : 3.75% on all Landmark spends || Upto 5.27% additional benefit, based on specified annual card spend levels at Landmark stores
(Landmark stores include Spar, Lifestyle, Max, Home Center - both online and in-stores)
✔︎ 3.75% on all Landmark spends
– You earn 15 reward points worth ₹3.75, on every ₹100 you spend at Landmark outlets.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores.
✔︎ Upto 5.27% additional benefit on Landmark spends, based on achieving 3 annual card spend levels at Landmark stores-
– 6000 reward points worth ₹1500, at ₹40000 yearly card spend at Landmark stores
– Additional 12000 reward points worth ₹3000, at ₹1 lakh yearly card spend at Landmark stores
– Additional 20,000 reward points worth ₹5000, at ₹1.80 lakh yearly card spend at Landmark stores
Hence you can get a total of 38000 reward points worth ₹9500, at ₹1.80 lakh yearly card spend at Landmark stores – 5.27% benefit.
(1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark outlets).

Reward points value and redemption process
– 1 reward point = ₹0.25 or 25 paise (since 2.4 SBI reward points = 1 Landmark Reward point = ₹0.60. Hence 1 SBI reward point = ₹0.25 or 25 paise).
– You need to first convert SBI reward points to Landmark Rewards, and then redeem Landmark Rewards instantly at Landmark outlets.

2.50% benefit on - dining spends || movie spends
– You earn 10 reward points worth ₹2.50, on every ₹100 you spend on dining and at movies.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark outlets.

0.50% basic benefit on all other card spends
– You earn 2 reward points worth ₹0.50 (50 paise), on every ₹100 you spend on all other card purchases.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark outlets
– Important exception : No reward points are given on fuel purchases.

Upto 1% additional benefit, through milestone program 
- 20,000 reward points worth ₹5000, at ₹5 lakh yearly card spend on all card purchases - 1% benefit.

Complimentary airport lounge access outside India – 4 times per year (maximum 2 visits per quarter)
– You get complimentary membership to Priority Pass program worth USD 99, which enables international airport lounge access
– You get 4 free visits per year, maximum 2 per quarter. Additional visits are chargeable

Complimentary airport lounge access in India – 2 times per quarter 

Fuel surcharge waiver, upto ₹250 per month : You get 1% fuel surcharge waiver at all fuel stations across India-
– Only on fuel transactions between ₹500 and ₹4000, and
– Only on fuel spends upto ₹25,000 per month, since the maximum waiver is capped at ₹250 per monthly card statement cycle

Benefits
– Good card for regular shoppers at Landmark outlets – you can earn upto 9% on Landmark spends
– The card is virtually free, since you get rewards worth the annual fee, upon annual fee payment
– Complimentary access to airport lounges both in India (2 times each quarter) and abroad (4 times per year)

Drawbacks to consider
– You will need to consider other credit cards to earn higher rewards on non-Landmark spends
– Only suitable for regular shoppers at Landmark stores, since reward points on all card spends can only be redeemed at Landmark stores

Upto 6.2% benefit on Landmark spends : 2.5% on Landmark spends || Upto 3.7% additional benefits, based on achieving 3 annual card spend levels at Landmark stores
(Landmark stores include Spar, Lifestyle, Max, Home Center - both online and in-stores)
✔︎ 2.5% on Landmark spends
– You earn 10 reward points worth ₹2.50, on every ₹100 you spend at Landmark stores.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores.
✔︎ Upto 3.7% additional benefits, based on achieving 3 annual card spend levels at Landmark stores-
1. 2400 reward points worth ₹600, at ₹25000 yearly card spend at Landmark stores
2. Additional 8000 reward points worth ₹2000, at ₹75000 yearly card spend at Landmark stores
3. Additional 12000 reward points worth ₹3000, at ₹1.50 lakh yearly card spend at Landmark stores
Hence you can get a total of 22400 reward points worth ₹5600, at ₹1.50 lakh yearly card spend at Landmark stores – 3.7% benefit

Reward point redemption process
– 1 reward point = ₹0.25 or 25 paise (Since 2.4 SBI reward points = 1 Landmark Reward point = ₹0.60. Hence 1 SBI reward point = ₹0.25 or 25 paise).
– You need to first convert SBI reward points to Landmark Rewards, and then redeem Landmark Rewards instantly at Landmark outlets.

2.50% benefit on - dining spends || movie spends
– You earn 10 reward points worth ₹2.50, on every ₹100 you spend on dining and at movies.
– 1 reward point = ₹0.25 or 25 paise.

0.50% basic benefit on all other spends
– You earn 2 reward point worth ₹0.50 (50 paise) , on every ₹100 you spend on all other purchases.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores.
– Exceptions : No reward points are given on fuel purchases.

Upto 1% additional benefit, through milestone program  
– You get 12,000 reward points worth ₹3000, at ₹3 lakh yearly card spend on all card purchases - 1% benefit.

1% fuel surcharge waiver : You get 1% fuel surcharge waiver at all fuel stations across India –
– Only on fuel transactions between ₹500 and ₹3,000 AND
– Only on upto ₹10,000 fuel spend per month, since the maximum waiver is capped at ₹100 per monthly card statement cycle

Benefits
– Good card for regular shoppers at Landmark outlets – you can earn upto 6.2% on Landmark spends
– The card is virtually free, since you get rewards worth the annual fee, upon annual fee payment

Drawbacks
– You need to consider other credit cards to earn higher rewards on non-Landmark spends
– Only suitable for regular shoppers at Landmark stores, since reward points on all card spends can only be redeemed at Landmark stores

Upto 3.3% benefit on Landmark spends : 1.25% benefit on Landmark spends || Upto 2.1% additional benefit, based on achieving 3 annual card spend levels at Landmark stores
✔︎ 1.25% on Landmark spends
– You earn 5 reward points worth ₹1.25, on every ₹100 you spend at Landmark stores.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores.
✔︎ Upto 2.1% additional benefits, based on achieving 3 annual card spend levels at Landmark stores
-– 1000 reward points worth ₹250, at ₹20000 yearly card spend at Landmark stores
– Additional 2000 reward points worth ₹500, at ₹45000 yearly card spend at Landmark stores
– Additional 5000 reward points worth ₹1250, at ₹95000 yearly card spend at Landmark stores
Hence you can get a total of 8000 reward points worth ₹2000, at ₹95,000 yearly card spend at Landmark stores – 2.1% benefit.
(1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores).

Reward point redemption process
– 1 reward point = ₹0.25 or 25 paise (Since 2.4 SBI reward points = 1 Landmark Reward point = ₹0.60. Hence 1 SBI reward point = ₹0.25 or 25 paise).
– You need to first convert SBI reward points to Landmark Rewards, and then redeem Landmark Rewards instantly at Landmark outlets.

1.25% benefit on dining spends and movie spends
– You earn 5 reward points worth ₹1.25, on every ₹100 you spend on dining and at movies.
– 1 reward point = ₹0.25 or 25 paise.

0.25% basic benefit on all other spends
– You earn 1 reward point worth ₹0.25 (25 paise) , on every ₹100 you spend on all other purchases.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores.
– Exceptions : No reward points are given on fuel purchases.

Upto 1% additional benefit, through milestone program  
– You get 8000 reward points worth ₹2000, at ₹2 lakh yearly card spend - 1% benefit

Fuel surcharge waiver, upto ₹100 per month : You get a 1% fuel surcharge waiver at all fuel stations across India-
– Only on fuel transactions between ₹500 and ₹3000, and
– Only on fuel spends upto ₹10,000 per month, since the maximum waiver is capped at ₹100 per monthly card statement cycle

Benefits
– Good card entry level card for regular shoppers at Landmark outlets – you can earn upto 3.3% on Landmark spends
– The card is virtually free, since you get rewards worth the annual fee, upon annual fee payment

Drawbacks to consider
– You will need to consider other credit cards to earn higher rewards on non-Landmark spends
– Only suitable for regular shoppers at Landmark stores, since reward points on all card spends can only be redeemed at Landmark stores

You can earn upto 9% benefit on Landmark spends : 3.75% on Landmark spends || Upto 5.27% additional benefits, based on achieving 3 annual card spend levels at Landmark stores
(Landmark stores include Spar, Lifestyle, Max, Home Center - both online and in-stores)
✔︎ 3.75% on Landmark spends
– You earn 15 reward points worth ₹3.75 , on every ₹100 you spend at Landmark stores.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores.
✔︎ Upto 5.27% additional benefits, based on achieving 3 annual card spend levels at Landmark stores-
1. 6000 reward points worth ₹1500, at ₹40000 yearly card spend at Landmark stores
2. Additional 12000 reward points worth ₹3000, at ₹1 lakh yearly card spend at Landmark stores
3. Additional 20,000 reward points worth ₹5000, at ₹1.80 lakh yearly card spend at Landmark stores
Hence you can get a total of 38000 reward points worth ₹9500, at ₹1.80 lakh yearly card spend at Landmark stores – 5.27% benefit
(1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores)

Reward point redemption process
– 1 reward point = ₹0.25 or 25 paise (Since 2.4 SBI reward points = 1 Landmark Reward point = ₹0.60. Hence 1 SBI reward point = ₹0.25 or 25 paise).
– You need to first convert SBI reward points to Landmark Rewards, and then redeem Landmark Rewards instantly at Landmark outlets.

2.50% benefit on - dining spends || movie spends
– You earn 10 reward points worth ₹2.50 , on every ₹100 you spend on dining and at movies.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores.

0.50% basic benefit on all other spends
– You earn 2 reward point worth ₹0.50 (50 paise), on every ₹100 you spend on all other card purchases.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores.
– Exceptions – No reward points are earned on fuel purchases.

Upto 1% additional benefit, through milestone program 
- You get 20,000 reward points worth ₹5000, at ₹5 lakh yearly card spend on all card purchases - 1% benefit.

Complimentary airport lounge access outside India – 4 times per year (maximum 2 visits per quarter)
– You get complimentary membership to Priority Pass program worth USD 99, which enables international airport lounge access
– You get 4 free visits per year, maximum 2 per quarter. Additional visits are chargeable.

Complimentary airport lounge access in India – 2 times per quarter 

1% fuel surcharge waiver : You get 1% fuel surcharge waiver at all fuel stations across India –
– Only on fuel transactions between ₹500 and ₹4,000 AND
– Only on fuel purchases upto ₹25,000 per month, since the maximum waiver is capped at ₹250 per monthly card statement cycle

Benefits
– Good card for regular shoppers at Landmark outlets – you can earn upto 9% on Landmark spends
– The card is virtually free, since you get rewards worth the annual fee, upon annual fee payment
– Complimentary access to airport lounges both in India (2 times each quarter) and abroad (4 times per year)

Drawbacks to consider
– You need to consider other credit cards to earn higher rewards on non-Landmark spends
– Only suitable for regular shoppers at Landmark stores, since reward points on all card spends can only be redeemed at Landmark stores

Upto 6.2% benefit on Landmark spends : 2.5% on Landmark spends || Upto 3.7% additional benefits, based on achieving 3 annual card spend levels at Landmark stores
(Landmark stores include Spar, Lifestyle, Max, Home Center - both online and in-stores)
✔︎ 2.5% on Landmark spends
– You earn 10 reward points worth ₹2.50, on every ₹100 you spend at Landmark stores.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores.
✔︎ Upto 3.7% additional benefits, based on achieving 3 annual card spend levels at Landmark stores-
1. 2400 reward points worth ₹600, at ₹25000 yearly card spend at Landmark stores
2. Additional 8000 reward points worth ₹2000, at ₹75000 yearly card spend at Landmark stores
3. Additional 12000 reward points worth ₹3000, at ₹1.50 lakh yearly card spend at Landmark stores
Hence you can get a total of 22400 reward points worth ₹5600, at ₹1.50 lakh yearly card spend at Landmark stores – 3.7% benefit

Reward point redemption process
– 1 reward point = ₹0.25 or 25 paise (Since 2.4 SBI reward points = 1 Landmark Reward point = ₹0.60. Hence 1 SBI reward point = ₹0.25 or 25 paise).
– You need to first convert SBI reward points to Landmark Rewards, and then redeem Landmark Rewards instantly at Landmark outlets.

2.50% benefit on - dining spends || movie spends
– You earn 10 reward points worth ₹2.50, on every ₹100 you spend on dining and at movies.
– 1 reward point = ₹0.25 or 25 paise.

0.50% basic benefit on all other spends
– You earn 2 reward point worth ₹0.50 (50 paise) , on every ₹100 you spend on all other purchases.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores.
– Exceptions : No reward points are given on fuel purchases.

Upto 1% additional benefit, through milestone program  
– You get 12,000 reward points worth ₹3000, at ₹3 lakh yearly card spend on all card purchases - 1% benefit.

1% fuel surcharge waiver : You get 1% fuel surcharge waiver at all fuel stations across India –
– Only on fuel transactions between ₹500 and ₹3,000 AND
– Only on upto ₹10,000 fuel spend per month, since the maximum waiver is capped at ₹100 per monthly card statement cycle

Benefits
– Good card for regular shoppers at Landmark outlets – you can earn upto 6.2% on Landmark spends
– The card is virtually free, since you get rewards worth the annual fee, upon annual fee payment

Drawbacks
– You need to consider other credit cards to earn higher rewards on non-Landmark spends
– Only suitable for regular shoppers at Landmark stores, since reward points on all card spends can only be redeemed at Landmark stores

Upto 4% benefit on spends at participating Reliance Retail Stores : 1.25% on all spends at participating Reliance Retail Stores || Upto 2.8% additional benefit, based on achieving specified annual card spend levels at participating Reliance Retail Stores
✔︎ 1.25% benefit at participating ‘Reliance Retail Stores’
– You earn 5 reward points worth ₹1.25, on every ₹100 you spend at participating ‘Reliance Retail Stores’ (except UPI payments).
– 1 reward point = ₹0.25 or 25 paise. You can convert your reward points to Reliance Retail vouchers.
✔︎ Upto 2.8% additional benefit, on achieving specified annual card spend levels at participating Reliance Retail Stores-
– ₹500 Reliance Retail voucher, at ₹25,000 annual card spend at participating Reliance Retail Stores
– ₹750 Reliance Retail voucher, at ₹50,000 annual card spend at participating Reliance Retail Stores
– ₹1000 Reliance Retail voucher, at ₹80,000 annual card spend at participating Reliance Retail Stores
So you could earn ₹2250, if you spend ₹80,000 at participating Reliance Retail Stores – 2.8% benefit.

1.25% benefit on the following spend categories –  dining || movies
– You earn 5 reward points worth ₹1.25, on every ₹100 you spend on these categories.
– 1 reward point = ₹0.25 or 25 paise. You can convert your reward points to Reliance Retail vouchers.

0.25% benefit on all other card spends
– You earn 1 reward point worth ₹0.25 or 25 paise, on every ₹100 you spend on all other card transactions.
– 1 reward point = ₹0.25 or 25 paise. You can convert your reward points to Reliance Retail vouchers.
– Exceptions : No reward points are given on following card spends – fuel, property rental, wallet upload.

Special discounts upto 5%, at participating Reliance Retail Stores

Fuel surcharge waiver, upto ₹100 per month
– This benefit is valid only on fuel transactions between ₹500 and ₹4000, and
– Only on fuel purchases upto ₹10,000 per month (since the waiver amount is restricted to ₹100 per monthly card statement cycle)

Benefits
– Good card for regular shoppers at various Reliance Retail outlets – you can earn upto 4% on these spends if you utilise the milestone benefits also
– You also get special discounts upto 5%, at participating Reliance Retail Stores

Drawbacks to consider
– You need to consider other credit cards to earn higher rewards on non-Reliance Retail card spends

Upto 5.4% benefit on spends at participating Reliance Retail Stores : 2.50% on all spends at participating Reliance Retail Stores || Upto 2.9% additional benefit, based on achieving specified annual card spend levels at participating Reliance Retail Stores
✔︎ 2.50% benefit at participating ‘Reliance Retail Stores’
– You earn 10 reward points worth ₹2.50, on every ₹100 you spend at participating ‘Reliance Retail Stores’ (except UPI payments).
– 1 reward point = ₹0.25 or 25 paise. You can convert your reward points to Reliance Retail vouchers.
✔︎ Upto 2.9% additional benefit, on achieving specified annual card spend levels at participating Reliance Retail Stores
– ₹1500 Reliance Retail voucher, at ₹75,000 annual card spend at participating Reliance Retail Stores
– ₹2250 Reliance Retail voucher, at ₹1.50 lakhs annual card spend at participating Reliance Retail Stores
– ₹5000 Reliance Retail voucher, at ₹3 lakhs annual card spend at participating Reliance Retail Stores
So you could earn ₹8750, if you spend ₹3 lakhs at participating Reliance Retail Stores – 2.9% benefit.

1.25% benefit on the following spend categories – Dining || Movies & entertainment || Domestic airlines || International spends
– You earn 5 reward points worth ₹1.25, on every ₹100 you spend on these categories.
– 1 reward point = ₹0.25 or 25 paise. You can convert your reward points to Reliance Retail vouchers.

0.50% benefit on all other card spends
– You earn 2 reward points worth ₹0.50(50 paise), on every ₹100 you spend on all other spends.
– 1 reward point = ₹0.25 or 25 paise. You can convert your reward points to Reliance Retail vouchers.
– Exceptions : No reward points are given on following card spends – fuel, property rental, wallet upload.

Fuel surcharge waiver, upto ₹100 per month
– This benefit is valid only on fuel transactions between ₹500 and ₹4000, and
– Only on fuel purchases upto ₹10,000 per month (since the waiver amount is restricted to ₹100 per monthly card statement cycle)

Complimentary international airport lounge access – 4 times per year (maximum 2 times per quarter)

Complimentary domestic airport lounge access – 2 times per quarter

Movie benefits at Book My Show, upto ₹3000 per year : You get 1 complimentary movie ticket a month, upto ₹250.

Benefits
– Good card for regular shoppers at various Reliance Retail outlets – you can earn over 5% on these spends if you utilise the milestone benefits also
– Complimentary access to airport lounges both in India (2 times per quarter) and abroad (4 times per year)

Drawbacks to consider
– You need to consider other credit cards to earn higher rewards on non-Reliance Retail card spends

10% cashback on Samsung purchases, upto 5000 per month, and upto maximum 20,000 per year
You earn 10% cashback on Samsung purchases subject to below 2 conditions:
– 10% cashback is applicable only on purchases upto ₹2 lakhs per year, since you can earn a maximum cashback of ₹20,000 per year.
– And on purchases upto ₹50,000 per month, since you can earn a maximum cashback of ₹5000 per month

Important terms & conditions:
– Offer applicable on online purchases at – Samsung eStore https://www.samsung.com/in/ and Samsung Shop App
– Offer applicable on online purchases at Flipkart
– Offer applicable at physical stores under ‘Brand EMI’, on Pinelabs terminals and Benow Soft POS machines (on EMI purchases as well)
– Offer applicable at Samsung service centers, on PayU Soft POS machines.

3% benefit at select partners : You earn 15 reward points worth ₹3, on every ₹100 you spend at preferred merchants listed below :
– Zomato
– Bigbasket
– Myntra
– Tata 1mg
– Urban Company

3% benefit on international spends : You earn 15 reward points worth ₹3, on every ₹100 you spend on your card abroad.

1% basic benefit on all other card purchases : You earn 5 reward points worth ₹1, on every ₹100 you spend on all other card purchases.

Complimentary visits to airport lounges in India – upto 8 times per year 

Complimentary visits to airport lounges outside India – upto 6 times per year

Dining benefits through EazyDiner partnership – 25% discount (upto ₹800), once per month
– Valid once a month.
– You get a 25% discount (up to ₹800), at over 4,000 restaurants nationwide.
– Minimum order amount of ₹2,500.
– Hence you get a 25% discount on orders between ₹2500 and ₹3200. On orders above ₹3200, your discount% will fall below 25%.

Complimentary EazyDiner Prime membership for 1 year 

Fuel surcharge waiver : You get 1% fuel surcharge waiver at all fuel stations across India, only on fuel transactions between ₹400 and ₹5000.

Benefits
– Good card for purchasing Samsung products, upto 10% cashback
– Special benefits on 5 partners serving diverse needs
– Special benefit on international spending
– Complimentary airport lounge access within India and abroad

Drawbacks
– Attractive benefits are restricted to specific partners
– Low reward on travel spends, hence customers may need to also look for a good travel card

Upto 3.3% benefit on Landmark spends : 1.25% on all Landmark spends || Upto 2.1% additional benefits, based on achieving specified annual card spend levels at Landmark stores
(Landmark stores include Spar, Lifestyle, Max, Home Center - both online and in-stores) 
✔︎ 1.25% on all Landmark spends
– You earn 5 reward points worth ₹1.25, on every ₹100 you spend at Landmark stores.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores.
✔︎ Upto 2.1% additional benefit, based on achieving 3 annual card spend levels at Landmark stores-
– 1000 reward points worth ₹250, at ₹20000 yearly card spend at Landmark stores
– Additional 2000 reward points worth ₹500, at ₹45000 yearly card spend at Landmark stores
– Additional 5000 reward points worth ₹1250, at ₹95000 yearly card spend at Landmark stores
Hence you can get a total of 8000 reward points worth ₹2000, at ₹95,000 yearly card spend at Landmark stores – 2.1% benefit.
(1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores).

Reward points value and redemption process
– 1 reward point = ₹0.25 or 25 paise (Since 2.4 SBI reward points = 1 Landmark Reward point = ₹0.60. Hence 1 SBI reward point = ₹0.25 or 25 paise).
– You need to first convert SBI reward points to Landmark Rewards, and then redeem Landmark Rewards instantly at Landmark outlets.

1.25% benefit on - dining spends || movie spends
– You earn 5 reward points worth ₹1.25, on every ₹100 you spend on dining and at movies.
– 1 reward point = ₹0.25 (25 paise), and can be redeemed at Landmark stores.

0.25% basic benefit on all other card spends
– You earn 1 reward point worth ₹0.25 (25 paise), on every ₹100 you spend on all other card purchases.
– 1 reward point = ₹0.25 (25 paise), and can be redeemed at Landmark stores.
– Exceptions : No reward points are given on fuel purchases.

Upto 1% additional benefit, through milestone program  
– You get 8000 reward points worth ₹2000, at ₹2 lakh yearly card spend - 1% benefit

Fuel surcharge waiver, upto ₹100 per month : You get a 1% fuel surcharge waiver at all fuel stations across India-
– Only on fuel transactions between ₹500 and ₹3000, and
– Only on fuel spends upto ₹10,000 per month, since the maximum waiver is capped at ₹100 per monthly card statement cycle

Benefits
– Good card for regular shoppers at Landmark outlets – you can earn upto 3.3% on Landmark spends
– The card is virtually free, since you get reward points worth the annual fee, upon annual fee payment

Drawbacks to consider
– You will need to consider other credit cards to earn higher rewards on non-Landmark spends
– Only suitable for regular shoppers at Landmark stores, since reward points on all card spends can only be redeemed at Landmark stores

Upto 9% benefit on Landmark spends : 3.75% on all Landmark spends || Upto 5.27% additional benefit, based on specified annual card spend levels at Landmark stores
(Landmark stores include Spar, Lifestyle, Max, Home Center - both online and in-stores) 
✔︎ 3.75% on all Landmark spends
– You earn 15 reward points worth ₹3.75, on every ₹100 you spend at Landmark outlets.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark stores.
✔︎ Upto 5.27% additional benefit on Landmark spends, based on achieving 3 annual card spend levels at Landmark stores-
– 6000 reward points worth ₹1500, at ₹40000 yearly card spend at Landmark stores
– Additional 12000 reward points worth ₹3000, at ₹1 lakh yearly card spend at Landmark stores
– Additional 20,000 reward points worth ₹5000, at ₹1.80 lakh yearly card spend at Landmark stores
Hence you can get a total of 38000 reward points worth ₹9500, at ₹1.80 lakh yearly card spend at Landmark stores – 5.27% benefit.
(1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark outlets).

Reward points value and redemption process
– 1 reward point = ₹0.25 or 25 paise (since 2.4 SBI reward points = 1 Landmark Reward point = ₹0.60. Hence 1 SBI reward point = ₹0.25 or 25 paise).
– You need to first convert SBI reward points to Landmark Rewards, and then redeem Landmark Rewards instantly at Landmark outlets.

2.50% benefit on - dining spends || movie spends
– You earn 10 reward points worth ₹2.50, on every ₹100 you spend on dining and at movies.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark outlets.

0.50% basic benefit on all other card spends
– You earn 2 reward points worth ₹0.50 (50 paise), on every ₹100 you spend on all other card purchases.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark outlets
– Important exception : No reward points are given on fuel purchases.

Upto 1% additional benefit, through milestone program :
- 20,000 reward points worth ₹5000, at ₹5 lakh yearly card spend on all card purchases - 1% benefit.

Complimentary airport lounge access outside India – 4 times per year (maximum 2 visits per quarter)
– You get complimentary membership to Priority Pass program worth USD 99, which enables international airport lounge access
– You get 4 free visits per year, maximum 2 per quarter
– Additional visits are chargeable

Complimentary airport lounge access in India – 2 times per quarter 

Fuel surcharge waiver, upto ₹250 per month : You get 1% fuel surcharge waiver at all fuel stations across India-
– Only on fuel transactions between ₹500 and ₹4000, and
– Only on fuel spends upto ₹25,000 per month, since the maximum waiver is capped at ₹250 per monthly card statement cycle

Benefits
– Good card for regular shoppers at Landmark outlets – you can earn upto 9% on Landmark spends
– The card is virtually free, since you get rewards worth the annual fee, upon annual fee payment
– Complimentary access to airport lounges both in India (2 times each quarter) and abroad (4 times per year)

Drawbacks to consider
– You will need to consider other credit cards to earn higher rewards on non-Landmark spends
– Only suitable for regular shoppers at Landmark stores, since reward points on all card spends can only be redeemed at Landmark stores

Upto 6.2% benefit on Landmark spends : 2.5% on all Landmark spends || Upto 3.7% additional benefits, based on achieving specified annual card spend levels at Landmark stores.
(Landmark stores include Spar, Lifestyle, Max, Home Center - both online and in-stores) 
✔︎ 2.5% on all Landmark spends
– You earn 10 reward points worth ₹2.50, on every ₹100 you spend at Landmark stores.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark outlets.
✔︎ Upto 3.7% additional benefit, based on achieving 3 annual card spend levels at Landmark stores-
– 2400 reward points worth ₹600, at ₹25000 yearly card spend at Landmark stores
– Additional 8000 reward points worth ₹2000, at ₹75000 yearly card spend at Landmark stores
– Additional 12000 reward points worth ₹3000, at ₹1.50 lakh yearly card spend at Landmark stores
Hence you can get a total of 22400 reward points worth ₹5600, at ₹1.50 lakh yearly card spend at Landmark stores – 3.7% benefit.
(1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark outlets)

Reward points value and redemption process
– 1 reward point = ₹0.25 or 25 paise (Since 2.4 SBI reward points = 1 Landmark Reward point = ₹0.60. Hence 1 SBI reward point = ₹0.25 or 25 paise).
– You need to first convert SBI reward points to Landmark Rewards, and then redeem Landmark Rewards instantly at Landmark outlets.

2.50% benefit on - dining spends || movie spends
– You earn 10 reward points worth ₹2.50, on every ₹100 you spend on dining and at movies.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark outlets.

0.50% basic benefit on all other card spends
– You earn 2 reward point worth ₹0.50 (50 paise), on every ₹100 you spend on all other card purchases.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed at Landmark outlets.
– Exceptions : No reward points are earned on fuel purchases.

Upto 1% additional benefit, through milestone program  
– You get 12,000 reward points worth ₹3000, at ₹3 lakh yearly card spend - 1% benefit.

Fuel surcharge waiver, upto ₹100 per month : You get 1% fuel surcharge waiver at all fuel stations across India-
– Only on fuel transactions between ₹500 and ₹3000, and
– Only on fuel spends upto ₹10,000 per month, since the maximum waiver is capped at ₹100 per monthly card statement cycle

Benefits
– Good card for regular shoppers at Landmark outlets – you can earn upto 6.2% on Landmark spends
– The card is virtually free, since you get rewards worth the annual fee, upon annual fee payment

Drawbacks
– You will need to consider other credit cards to earn higher rewards on non-Landmark spends
– Only suitable for regular shoppers at Landmark stores, since reward points on all card spends can only be redeemed at Landmark stores