Lifetime free card, exclusively for Indian Army Personnel

Bank of Baroda INDIAN ARMY YODDHA Credit Card

Bank of Baroda INDIAN ARMY YODDHA Credit Card - Our Money Guide Our Rating 3.75
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for Indian Army Personnel
2.50%
Cashback on department store and grocery purchases
✔︎
Complimentary access to airport lounges in India – 2 per quarter
✔︎
Complimentary golf rounds / golf lessons – 1 per quarter
Annual Fee

₹0

  • Welcome offer : 1000 reward points worth ₹250 || 12-month Amazon Prime Membership || 6-month FITPASS Pro Membership.
Minimum Income

Not specified

Lifetime free card, exclusively for Indian Army Personnel

2.50% cashback on department store and grocery purchases
– You earn 10 reward points worth ₹2.50, on every ₹100 you spend in these categories. 1 reward point = ₹0.25, and can be redeemed for cashback.
– This benefit is valid only on total purchases upto ₹10,000 spends per month, across these categories. Since you can earn a maximum number of 1000 reward points at this accelerated rate, per monthly card statement cycle.

0.50% cashback on all other card spends
– You earn 2 reward points worth ₹0.50 or 50 paise, on every ₹100 you spend on all other purchases. 1 reward point = ₹0.25, and can be redeemed for cashback.
– Exceptions :
1. Fuel : You earn no reward points
2. Spend categories like rent, education, utilities, government, insurance, charity, supermarket : You earn 1 reward point worth 25 paise, on every ₹100 you spend.

Complimentary access to airport lounges in India – 2 per quarter

Complimentary golf rounds / golf lessons – 1 per quarter

1% fuel surcharge waiver at all fuel stations across India 
– Only on fuel transactions between ₹400 and ₹5000, and
– Only on upto ₹25,000 fuel spend per month, since the maximum waiver is capped at ₹250 per monthly card statement cycle

Benefits
– Lifetime free card, there is no annual fee
– Good cashback of 2.50% on department store and grocery purchases
– Complimentary access to airport lounges in India – 2 per quarter
– Complimentary golf rounds / golf lessons – 1 per quarter
– Simple reward redemption process, reward points can be converted to cashback

Drawbacks to consider
– Low rewards on non-shopping spends like travel, fuel, utility bills payments.


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Frequently Asked Questions

You can apply by clicking here or on the ICICI Bank website or on Amazon India website. You need to be eligible and provide the required documents.

The Amazon Pay ICICI Credit Card offers upto 5% cashback on Amazon India. It also offers attractive cashback if you purchase from Amazon partners. There are no limits on cashback earned, and cashback is automatically credited to your Amazon Pay balance and has no expiry date. Moreover, the card has no annual fee and is free for life, making it an extremely compelling card proposition for those who like to shop on Amazon India.

Purchases made on Amazon receive up to 5% cashback (and 2% when buying items from partner merchants). All other eligible transactions will obtain 1% cashback when using the card.

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