Shoppers Stop HDFC Bank Credit Card

Shoppers Stop HDFC Bank Credit Card is a co-branded shopping card, issued by HDFC Bank, in partnership with Shoppers Stop.

In addition to this card, there is also a premium version of this card – Shoppers Stop Black HDFC Bank Credit Card.

Features & Benefits of the Shoppers Stop HDFC Bank Credit Card

3% reward on all Shoppers Stop purchases – on purchases upto ₹16,666 per month

You earn 3 reward points worth ₹3, on every ₹100 you spend in this category.

This is valid only on spends upto ₹16,666 per month, since you can earn a maximum of 500 reward points in this category, in your monthly card statement cycle.

1 reward point = ₹1, when you redeem your reward points for Shoppers Stop vouchers. Reward points are valid for 2 years.

You can also redeem your reward points on the below options, though at a lower rate compared to Shoppers Stop voucher redemptions-
Product Catalogue : 1 reward point = upto ₹0.25
Airmiles : 1 reward point = 0.25 airmiles
Unified SmartBuy (Flights/Hotels) : 1 reward point = ₹0.20
Cashback : 1 reward point = ₹0.20

Additional reward of upto 3.3%, through ‘weekend offer’ program – 5 times a year (maximum once a month) 

For larger purchases, you should consider the weekend offer program.

You get ₹500, when you spend ₹15000 or more on a single purchase (total bill value) on a weekend. Weekend is defined as Friday, Saturday, Sunday.

You can avail this offer 5 times a year, maximum once a month.

1% reward on all other card purchases – on purchases upto ₹1 lakh per month

You earn 1 reward points worth ₹1, on every ₹100 you spend in this category.

This is valid on spends upto ₹1 lakh per month, since you can earn a maximum of 1000 reward points in this category, in your monthly card statement cycle.

1 reward point = ₹1, when you redeem your reward points for Shoppers Stop vouchers. Reward points are valid for 2 years.

Important points to note-
– Please note that no reward points are given on fuel purchases, wallet loads, rent & utility spends, purchase of jewellery/gold coins or equivalents, EMI transactions, card account fees and payment.
– You can earn a maximum of 1000 reward points on grocery purchases.

UPI enabled card

You can use this card to make UPI payments.

Please follow steps to link your card with UPI
– Step 1 – Set up your HDFC RuPay Credit Card PIN
– Step 2 – Set up your HDFC RuPay Credit Card, within the UPI app. (If you are a new UPI user, download any UPI app, and set up your UPI PIN, before setting up HDFC RuPay Credit Card, within the UPI app)
– Step 3 – Pay on UPI with your HDFC RuPay Credit Card, using the UPI PIN. Pay for non-UPI transactions with your HDFC RuPay Credit Card, using the credit card PIN.

Please note that you can use your card only for ‘Peer to Merchant’ transactions, meaning you can use your card to pay at all online and offline merchants/stores. You can not use your card for P2P (Peer to Peer), P2PM (Peer to Peer Merchant), digital account opening, lending platforms, cash withdrawal at a merchant, cash withdrawal at an ATM, ERUPI, IPO, Foreign Inward Remittances, Mutual Funds, and any other categories as determined by HDFC Bank from time to time.

Upto 10% cashback on a variety of categories and partners – through HDFC Smartbuy platform

HDFC Smartbuy is a platform which display’s HDFC Bank’s exclusive partnerships, with a variety of partners. You get 5% – 10% cashback on various categories and at various partners, please see details in the table below.

You get a a maximum cashback of ₹1000 per month. For example, if you shop only in the 5% shopping categories/partners, you shall get 5% cashback on total card purchases of ₹20,000 per month.

Dining benefits (HDFC Swiggy Dineout Program) – 7.50% discount (upto ₹250 per order), twice a month

This offer is valid 2 times per month. Minimum order amount required to avail this offer is ₹2000. Payments need to be made through the Swiggy app. 

You get 7.50% discount (upto ₹250 per order) at restaurants. Hence you get a 7.50% discount on orders between ₹2000 and ₹3333. On orders above ₹3333, your discount percentage will fall below 7.50%. For more details, including how to avail the offer, please click here – HDFC Swiggy Dineout Dining Program.

Fuel surcharge waiver upto ₹250 per month

You get 1% fuel surcharge waiver at all fuel stations, only on fuel transactions between ₹400 and ₹5000. And only on fuel spends upto ₹25,000 per month (since the maximum waiver amount is capped at ₹250 per month).

HDFC Bank customer care

Please click here to see details on all options available – HDFC Bank Customer Care Details

Zero lost card liability

In the unfortunate event of losing your HDFC Credit Card, you should report it immediately to the 24-hour call centre. After reporting the loss, you have zero liability for any fraudulent transactions made on your Credit Card.

Eligibility Criteria

Although your credit card eligibility is based on multiple parameters which can be assessed once you apply for an HDFC Credit Card, there are certain basic criteria that all applicants must fulfil. 

Application Process

Step-by-step guide –

Necessary documents –