By: OurMoneyGuide || Last updated on: May 7, 2024
6E Rewards XL IndiGo HDFC Bank Credit Card is a co-branded card by HDFC Bank, in partnership with Indigo, India’s largest domestic airline. The card gives attractive rewards not only on Indigo ticket purchases, but also on variety of your day-to-day expenses. All rewards that you get can only be used on Indigo, hence the card is suitable only for regular Indigo fliers.
You earn 5 reward points (called 6E reward points) worth ₹5, on every ₹100 you spend at Indigo.
One 6E reward point = ₹1. 6E reward points will be credited to your Indigo account. 6E reward points can be redeemed for booking Indigo tickets, or any 6E add-ons. 6E add ons include complimentary meal, seat selection, priority check-in and other assistance. Reward points are valid for 2 years.
This benefit is not valid on group, corporate, SME and agent bookings.
You earn 3 reward points (6E reward points) worth ₹3 , on every ₹100 spend you spend in these categories.
One 6E reward point = ₹1, and can be redeemed for booking Indigo tickets, or any 6E add-ons.
Please note that on grocery purchases, 3% benefit is valid on grocery purchases upto ₹66,660 per month, since the maximum number of reward points are restricted to 2000 per monthly card statement cycle.
You earn 2 reward point (6E reward point) worth ₹2, on every ₹100 spend you spend on all other card purchases.
One 6E reward point = ₹1, and can be redeemed for booking Indigo tickets, or any 6E add-ons.
2% benefit is also applicable on fuel purchases, on fuel purchases upto ₹25000 per month, since the maximum number of reward points are restricted to 500 per monthly card statement cycle. However fuel surcharge waiver benefit is not available on this card.
No reward points are given on wallet transactions.
You get free visits to airport lounges in India, 8 times per year (maximum 2 times per quarter).
To see list of lounges and for more information, please click here. To know the lounge access usage please visit dreamfolks.in website, login and enter your card details.
You get a lower fee of 2.50% on foreign card transactions, this fee is charged on the value of the transaction. Most cards in the industry except a few charge 3.50% fee.
You enjoy discounted convenience fee of ₹150 per passenger, on Indigo.
HDFC Smartbuy is a platform which display’s HDFC Bank’s exclusive partnerships, with a variety of partners. You get 5% – 10% cashback on various categories and at various partners, please see details in the table below.
You get a a maximum cashback of ₹1000 per month. For example, if you shop only in the 5% shopping categories/partners, you shall get 5% cashback on total card purchases of ₹20,000 per month.
| Applicable categories and partners | |
|---|---|
5% cashback on travel spends, through HDFC Smartbuy | ✓ Flight bookings ✓ Hotel bookings ✓ IRCTC train tickets ✓ Bus tickets, through RedBus ✓ MakeMyTrip holiday packages |
| 5% cashback on gift voucher purchases, through HDFC Smartbuy | Gift vouchers usually include Amazon Pay, Flipkart, Amazon shopping and more. There maybe individual limits on certain gift vouchers, and/or processing charges on certain gift vouchers, for example Amazon Pay vouchers. To see latest details, and a list of all gift vouchers available, please click here. |
| 5% cashback at select partners, through HDFC Smartbuy | ✓ Myntra ✓ Jockey ✓ Apple Imagine Tresor ✓ Nykaa ✓ Zoom Car |
| 10% cashback at select partners, through HDFC Smartbuy | ✓ Pharmeasy ✓ IGP.com |
This offer is valid 2 times per month. Minimum order amount required to avail this offer is ₹2000. Payments need to be made through the Swiggy app.
You get 7.50% discount (upto ₹250 per order) at restaurants. Hence you get a 7.50% discount on orders between ₹2000 and ₹3333. On orders above ₹3333, your discount percentage will fall below 7.50%.
For more details, including how to avail the offer, please click here – HDFC Swiggy Dineout Dining Program
Please click here to see details on all options available – HDFC Bank Customer Care Details
In the unfortunate event of you losing your HDFC Credit Card, report it immediately to the 24-hour call centre. After reporting the loss, you have zero liability on any fraudulent transactions made on your Credit Card.
| Annual fee | Annual fee offers | |
|---|---|---|
| 1st year joining fee | ₹1500 | Welcome offers – You get 1 free flight ticket worth ₹3000. This benefit is not valid in case you get a card without 1st year annual fee. – You also get one ‘6E Prime-Add-on’ worth ₹1099. This gives you various benefits, including priority check-in, complimentary meal, seat selection and assistance. |
| Renewal fee from 2nd year onwards | ₹1500 | – |
– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all/updated fees & charges on this card, please click here – HDFC Bank Credit Card Fees & Charges
Although your credit card eligibility is based on multiple parameters which can be assessed once you apply for an HDFC Credit Card, there are certain basic criteria that all applicants must fulfil.
| Minimum age | 21 years |
| Maximum age | Salaried – 60 years Self employed – 65 years |
| Occupation | Salaried or self employed |
| Minimum income requirement | Salaried : Gross income of ₹1.20 lakhs per month. Self-employed : ₹14.4 lakhs per year. |
| Credit score | Not specified, credit score of 750 or more is generally preferred |
| Online application process | The easiest way is to click here – APPLY NOW , you will be taken to the card application page on the HDFC Bank website. You can also visit official website of the bank and fill out the application form. Steps : – The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy. – To apply, simply provide your personal details, such as your mobile phone number, income, and PAN number, along with the required documents. – Submit your application |
| Offline (face to face) application process | You can visit any of the nearest branches of the bank and talk to an executive regarding the process. |
| Whatsapp Banking | You can also apply for your card through HDFC Whatsapp Banking. Here are the steps to apply for an HDFC credit card through WhatsApp banking: 1. Save the Chat Banking number 7070022222 (HDFC Bank WhatsApp number) in your contacts 2. Send “Hi” 3. Choose the desired option OR simply type your query, for example – “Apply for Credit Card” 4. Apply and wait for further instructions or updates on your card application status. |
| Tracking your application status | Click here to track the status of your HDFC Bank Credit Card application. You can also check the status of your application through Chat with EVA. Simply ask the chatbot to help you track your credit card applications and follow its instructions. |
| Required documents | – PAN card copy – Identity proof : PAN card , driving license, valid passport, voter ID (any one) – Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one) – Income proof : latest salary slip/s, income tax returns You maybe required to provide additional documents, on a case-to-case basis. |
ON THIS PAGE
FIND THE BEST CREDIT CARD
Related Products