By: OurMoneyGuide || Last updated on: April 18, 2024
ICICI Bank Mine Credit Card is a range of cashback credit cards from ICICI Bank. ICICI Bank Mine Credit Card is offered in 3 plans – STARTER, PRO 49, and PREMIUM 149. These cards offer a lot of flexibility, with monthly fee commitments (instead of annual fee). In this post we shall review the ICICI Bank Mine Credit Card (Starter Plan).
ICICI Bank Mine Credit Card (Starter Plan) is a lifetime free starter credit card. It gives a 1% cashback on all card spends.
The card has no annual fee.
You earn ₹1 MineCash worth ₹1, on every ₹100 you spend on your card.
This benefit is only applicable on spends upto ₹10000 per month, since the maximum cashback is restricted to ₹100 per monthly card statement cycle.
Cashback is given as MineCash. You can redeem your MineCash as cashback to your card statement anytime, for a minimum of 1500 MineCash and in multiples of 100 MineCash. 1 Mine Cash = ₹1, on redemption as cashback to your card statement. MineCash is valid for 3 years.
Exceptions : No MineCash is given on the following spends – fuel, utility, insurance, cash withdrawals, balance transfers, EMI transactions, bank fees & charges .
You get a 1% fuel surcharge waiver only on fuel transactions upto ₹4000, and only at HPCL pumps.
Please click here for all the options to contact the bank
This card charges a monthly fee, instead of an annual fee.
| Annual fee | Annual fee offers | |
|---|---|---|
| Monthly fee | Lifetime free card | – |
– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all/updated fees & charges on this card, please click here – ICICI Bank Credit Card Fees & Charges
| Minimum age | 21 years or above |
| Maximum age | 60 – 65 years |
| Occupation | Salaried or self-employed |
| Other criteria | Regular source of income, good credit score preferably over 750 |
| Online application process | The easiest way to apply is to click here – APPLY NOW , you shall be taken to the card application page on the ICICI Bank website. You can also visit official website of the bank and fill out the application form. Steps – – Fill out the online application form with basic personal details – Fill out additional details along with basic documents details – Verification and opening of card |
| Offline (face to face) application process | You can visit any of the nearest branches of the bank and talk to an executive regarding the process. |
| Tracking your application status | To track your credit card application status, please click here – ICICI Bank Credit Card Application Status. |
We are listing below general criteria followed by most card issuing banks, since exact criteria has not been specified for this particular card. The bank may ask for additional documents.
| Required documents | – PAN card – Identity proof : PAN card , driving license, valid passport, voter ID (any one) – Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one) – Income proof : latest salary slip/s, income tax returns etc |
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