The ICICI Bank Expressions Credit Card’s main benefit is that you can personalise the appearance of your credit card by either picking a design that best defines you, or even uploading your own picture that you really like.

You also get lifestyle benefits such as complimentary access to domestic airport lounges (once per quarter), and movie benefits (upto ₹200 per month).

Pros & Cons of ICICI Bank Expressions Credit Card

Pros

  • You can personalise the appearance your credit card
  • You get complimentary domestic airport lounge access

Cons

  • The reward rate on card spending is low

Features & Benefits of the ICICI Bank Expressions Credit Card

Personalised appearance of credit card

You can personalise your credit card as you like.

You can pick and choose from a gallery of 175+ designs, and choose what defines you best – sports, adventure, travel, music, food, fashion, nature or wildlife.

You can also upload your own picture, one which defines you, which takes you down your memory lane or keeps you closer to your loved ones

0.75% benefit on all card spends

You earn 3 reward points worth ₹0.75 or 75 paise, on every ₹100 you spend on all purchases.

1 rewards point = ₹0.25 or 25 paise. You can redeem your reward points for various options, including shopping, travel and entertainment vouchers.

Exceptions
– No reward points are given on fuel spends.
– Card spends on utilities and insurance categories earn 1 reward point worth ₹0.25 or 25 paise, on every ₹100 you spend in these categories.

Complimentary domestic airport lounge access – 1 time per quarter

You get free visits to airport lounges in India , 4 times per year (maximum 1 time per quarter).

Please note that this benefit is offered in a particular quarter only if you have spent a minimum of ₹35,000 on your card in the previous quarter. This change is effective from 01 April 2024. For example, to be eligible for complimentary lounge access in ‘Apr-May-Jun 2024 Quarter’, you need to spend a minimum of ₹35,000 in the ‘January-February-March 2024 Quarter’ and similarly for the following quarters.

25% discount (upto a ₹100) on movie tickets at BookMyShow, 2 times per month

You can avail this offer 2 times a month, on BookMyShow.

When you purchase a minimum of two tickets, you get a 25% discount (upto a ₹100), 2 times a month.

Hence you get a 25% discount on movie ticket transactions upto ₹400. On transactions above ₹400, your discount percentage would fall below 25%.

Fuel surcharge waiver

You get a 1% waiver fuel surcharge , only on HPCL fuel transactions below ₹4000.

ICICI Bank customer care number

Please click here for all the options to contact the bank

ICICI Bank Expressions Credit Card Fees and Charges

Annual fee & annual fee offers


Annual feeAnnual fee offers
1st year joining fee₹499
Renewal fee from 2nd year onwards₹499Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1.50 lakhs or more in the previous year.

Important note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all/updated fees & charges on this card, please click here – ICICI Bank Credit Card Fees & Charges

Eligibility Criteria

Minimum age21 years or above
Maximum age60 – 65 years
Occupation Salaried, Self-employed
Minimum incomeNot specified
Other criteriaGood credit score preferably over 750

Application Process

Step-by-step guide

Online application process
The easiest way to apply is to click here – APPLY NOW , you shall be taken to the card application page on the ICICI Bank website. You can also visit official website of the bank and fill out the application form.

Steps –
– Fill out the online application form with basic personal details
– Fill out additional details along with basic documents details
– Verification and opening of card
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Tracking your application statusTo track your credit card application status, please click here – ICICI Bank Credit Card Application Status.

Necessary documents and verification

We are listing below general criteria followed by most card issuing banks, since exact criteria has not been specified for this particular card. The bank may ask for additional documents.

Required documents
– PAN card

– Identity proof : PAN card , driving license, valid passport, voter ID (any one)

– Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one)

– Income proof : latest salary slip/s, income tax returns etc