HSBC Cashback Credit Card has a simple rewards structure and offers attractive cashback on day-to-day spends like dining and grocery purchases, and decent cashback on all other spends.
It has a minimum annual income requirement of ₹4 lakhs, and is available at select locations – Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad or Kolkata.
You get 10% cashback in these categories.
This benefit is applicable only on total monthly purchases upto ₹10,000 across these categories, since the maximum cashback at this earning rate is restricted to ₹1000 per monthly card statement cycle.
You earn ₹1.50 cashback, on every ₹100 you spend on all other card purchases.
Exceptions :
No cashback is given on the following card spends: fuel, e-wallets, payment of property management fees, rent, education and government related spends, insurance, jewelry & antique items, gambling, business to business transactions, tolls and bridge fees, financial and non-financial institutions, security broker services, collection agencies , charity, money transfers and wholesale clubs.
Cashback amount paid on transactions that subsequently get reversed, cancelled or nullified (for any reasons) shall be recovered back by either being adjusted against cashback of the next statement or by debiting the card account in the next statement.
You get free visits to airport lounges in India, 4 times per year (maximum 1 time per quarter).
If you lose your HSBC Cashback Credit Card, you’ll bear no liability for transactions made on the card after reporting and registering the loss with the bank. You’re also covered for any misuse of your HSBC Cashback Credit Card for up to 24 hours before reporting and registering the loss, up to a limit of ₹3 lakhs.
Please click here to see contact details of HSBC Bank.
| Annual fee | Annual fee offers | |
|---|---|---|
| 1st year joining fee | ₹999 | Welcome offer : You get Amazon vouchers worth ₹1000, upon spending ₹10000 on your card within 30 days of card issuance. |
| Renewal fee from 2nd year onwards | ₹999 | Renewal offer : Annual fee is waived off from the 2nd year onwards, if you spend ₹2 lakhs or more in the previous year. |
To view all terms and conditions and fees & charges, please click here – HSBC Cashback Credit Card Fees & Charges
| Minimum age | 18 years |
| Maximum age | 65 years |
| Occupation | Salaried or self-employed |
| Minimum income | ₹4 lakhs per year (for salaried individuals) |
| Credit score | Not specified, preferably above 750 |
| Cities where this card is available | Chennai, Gurgaon, Delhi National Capital Region (NCR), Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad or Kolkata. |
| Online application process | The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the HSBC Bank website. You can also visit official website of the bank and fill out the application form. The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy. Points to note- – Complete KYC with one video call and enjoy contactless banking with HSBC – Keep PAN card , Aadhaar number and income documents handy to complete your application – To fast-track your application, provide details as mentioned in Aadhaar. For e.g. please mention mobile number linked with Aadhaar |
| Offline (face to face) application process | You can visit any of the nearest branches of the bank and talk to an executive regarding the process. |
| Required documents | – PAN card copy – Identity proof : PAN card , driving license, valid passport, voter ID (any one) – Proof of residence : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one) – Income proof : latest salary slip OR the front side of the card and the latest credit card statement, if you’re already using another credit card Additional documents maybe required on a case-to-case basis. |
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