By: OurMoneyGuide || Last updated on: April 23, 2024
Bank of Baroda ICAI EXCLUSIVE Credit Card is an exclusive card for ICAI members.
The card is lifetime free.
You get travel benefits like complimentary domestic airport lounge access (3 per quarter), and reduced fee of 2% on international card transactions.
All eligible & active members of ICAI are eligible, subject to credit policy of BOB.
The card has no annual fee, it is a lifetime free card.
Welcome offers : You get 1000 reward points worth ₹250, on your 1st card transaction within 30 days of card issuance. You also get a FITPASS Pro membership for 6 months worth ₹15000.
You earn 5 reward point worth ₹1.25, on every ₹100 you spend in these categories.
1 reward point = ₹0.25, and can be redeemed as cashback.
You earn 1 reward point worth ₹0.25 or 25 paise, on every ₹100 you spend on all other card purchases.
1 reward point = ₹0.25, and can be redeemed as cashback.
Exceptions-
1. Fuel : You earn no reward points
2. Spend categories like rent, education, utilities, government, insurance, charity, supermarket : you earn 0.50 reward point worth 12 paise, on every ₹100 you spend. For full list and details please click here – list of special MCCs
You get 4000 reward points worth ₹1000, at quarterly card spend of ₹1 lakh, OR at quarterly card spend till your credit limit (whichever is higher).
1 reward point = ₹0.25 (25 paise), and can be redeemed as cashback.
You get free visits to airport lounges in India, 12 times per year (maximum 3 times per quarter).
Cardholders who have the Mastercard variant of the credit card, please click here for details.
Cardholders who have the Rupay variant of the credit card, please click here for details.
You get a reduced fee of 2% on all card transactions outside India. Most cards in India charge around 3.50% on international card transactions.
You get 1% fuel surcharge waiver at all fuel stations across India, only on fuel transactions between ₹400 and ₹5000. And only on upto ₹25,000 fuel spend per month, since the maximum waiver is capped at ₹250 per monthly card statement cycle.
You get free insurance covers-
– Professional indemnity insurance cover of ₹5 lakhs
– Air accident death cover of ₹15 lakhs
– Non-air accident death cover of ₹5 lakhs
Please click here, to see all available options to contact your card issuer.
Bank of Baroda PRIME Credit Card offers the convenience of add-on cards, allowing you to extend the benefits of your card to your loved ones.
Lifetime free add-on cards : You can avail of up to 3-lifetime free add-on cards for your spouse, parents, siblings, or children. This enables your family members to enjoy the features and privileges of the Eterna Credit Card.
Shared benefits : With add-on cards, you can easily manage and track the expenses of your family members. Additionally, any reward points earned on the add-on cards contribute to the primary cardholder’s rewards account.
| Annual fee | Annual fee offers | |
|---|---|---|
| 1st year joining fee | Lifetime free | Welcome offers : – You get 1000 reward points worth ₹250, on your 1st card transaction within 30 days of card issuance. – You also get a FITPASS Pro membership for 6 months worth ₹15000. |
| Renewal fee from 2nd year onwards | Lifetime free | – |
| Total payment amount due | Late fee |
|---|---|
| Less than ₹100 | Zero |
| ₹100 to ₹500 | ₹100 |
| ₹501 to ₹1,000 | ₹400 |
| ₹1,001 to ₹10,000 | ₹750 |
| ₹10,001 – ₹25,000 | ₹950 |
| ₹25,001 – ₹50,000 | ₹1100 |
| More than ₹50,000 | ₹1300 |
– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all/updated fees & charges on this card, please click here – Bank of Baroda Credit Card Fees & Charges
| Minimum age | Primary cardholders : 21 years Add-on cardholders : 18 years |
| Maximum age | 65 years |
| Occupation | All eligible & active members of ICAI are eligible, subject to credit policy of BOB |
| Minimum income requirements | Not specified |
| Online application process | The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the BOB Financial website. You can also visit official website of BOB Financial and fill out the application form. You can apply online in 3 simple steps : – Complete the e-application – Aadhaar based e-signature – Confirm your application with a video KYC |
| Offline (face to face) application process | You can also visit any of the nearest branches of the bank and talk to an executive regarding the process. |
| Application tracking | You can track your application by clicking here. |
| Required documents | – PAN card – Address proof (any one) : Aadhaar card / voter ID card /passport / driving licence / utility bills / property or municipal tax receipt /rent agreement / house allotment letter issued by state or central government – Income proof : Salaried : Last 2 months salary slip + bank statement showing salary credits Self-employed : Latest income tax return (ITR) |
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