Lifetime free card, exclusively designed card for ICAI members

Bank of Baroda ICAI EXCLUSIVE Credit Card

Bank of Baroda ICAI EXCLUSIVE Credit Card - Our Money Guide Our Rating 3.50
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for ICAI members (chartered accountants)
✔︎
Complimentary access to airport lounges in India – 3 per quarter
✔︎
Reduced fee of 2% on international credit card transactions
Annual Fee

₹0

  • Welcome offers : 1000 reward points worth ₹250, on your 1st card transaction within 30 days of card issuance || FITPASS Pro membership for 6 months worth ₹15000.
Minimum Income

Not specified

▶︎ Exclusively designed card for ICAI members : All eligible & active members of ICAI are eligible, subject to credit policy of BOB.

▶︎ Lifetime free card
– The card has no annual fee, it is a lifetime free card.
– Welcome offers : You get 1000 reward points worth ₹250, on your 1st card transaction within 30 days of card issuance. You also get a FITPASS Pro membership for 6 months worth ₹15000.

▶︎ 1.25% cashback on ‘online spends’, dining spends and utility bill payments
– You earn 1 reward point worth ₹0.25 or 25 paise, on every ₹100 you spend on all other card purchases. 1 reward point = ₹0.25, and can be redeemed as cashback.
– Exceptions:
1. Fuel : You earn no reward points
2. Spend categories like rent, education, utilities, government, insurance, charity, supermarket : you earn 0.50 reward point worth 12 paise, on every ₹100 you spend.

▶︎ Milestone benefits : You get 4000 reward points worth ₹1000, upon spending 1 lakh OR till your credit limit (whichever is higher) on your card, within a calendar quarter.

▶︎ Complimentary access to airport lounges in India – 3 per quarter

▶︎ Reduced fee of 2% on international credit card transactions

▶︎ Fuel surcharge waiver, upto ₹250 per month
– You get 1% fuel surcharge waiver at all fuel stations across India
– Only on fuel transactions between ₹400 and ₹5000, and
– Only on fuel spends upto ₹25,000 per month, since the maximum waiver is limited to ₹250 per monthly card statement cycle

▶︎ Complimentary insurance benefits : You get free insurance covers-
– Professional indemnity insurance cover of ₹5 lakhs
– Air accident death cover of ₹15 lakhs
– Non-air accident death cover of ₹5 lakhs

Benefits
– Lifetime free card, there is no annual fee
– Complimentary domestic airport lounge access (3 per quarter)
– Reduced fee of 2% on international card transactions

Drawbacks to consider
– You could get higher reward rates on other cards


To read the full review of the card, please click here
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