Yes Bank BYOC Credit Card is a card which gives you flexibility – how many partners you want to get rewards on, how to receive rewards, personalization of the card image and more. The card also offers lifestyle benefits like complimentary airport lounge access, and complimentary golf.
Based on the monthly fee package you choose, get cashback at any 2 partners (Silver Plan), any 3 partners (Gold Plan), OR all 5 partners (Platinum Plan)
– Silver Plan : ₹99 monthly fee || 10% cashback (upto ₹100 per month per partner), at any 2 partners
– Gold Plan : ₹149 monthly fee || 10% cashback (upto ₹100 per month per partner) at any 3 partners
– Platinum Plan : ₹249 monthly fee || 10% cashback (upto ₹100 per month per partner) at all 5 partners
✔︎ Monthly fee for choosing 1% cashback : ₹99
– Cashback is not given on rental payments, fuel transactions, cash advance fee & charges, and EMI transactions.
– Maximum cashback is capped upto ₹1000 per month.
✔︎ Monthly fee for choosing 4 reward points on every ₹100 of all card spends : ₹49
– Reward points are not given on fuel transactions, cash advance, fee & charges, EMI transactions.
– One time fee for normal plastic card : Zero
– One time fee for eco-friendly card : ₹249
– One time fee for metal card : ₹3499
You can choose an image of your choice, to put on the face of your credit card.
You get free visits to airport lounges in India, 4 times per year (maximum 1 time per quarter). From July 1 2024, this benefit is valid only if you spend ₹35000 on your card in the previous quarter.
For list of airport lounges and more details, please click here.
You get free golf rounds, 4 per year.
For list of golf courses and other details, please click here.
You get 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹5000 only. And only on fuel purchases upto ₹25000 per month, since the waiver amount is restricted to ₹250 per month.
Some fuel pumps may charge more than 1% surcharge, the monthly waiver would still be capped at ₹250 in all cases. This benefit is applicable at all fuel pumps across India.
To view list of restaurants and more details, please click here.
You can contact AU Bank 24/7, please click here for details – Yes Bank Customer Care Numbers & Other Contact Details
| Annual fee | Annual fee offers | |
|---|---|---|
| Monthly fee | Monthly fee : Silver Plan (₹99), Gold Plan (₹149), Platinum Plan (₹249) | – |
To view all fees and charges and details, please click here – Yes Bank Credit Cards Fees & Charges . Taxes are applicable on all fees and charges, as per existing law.
| Minimum age | Primary card member: 20 years Add-on card member: 18 years |
| Maximum age | 60 years |
| Occupation | Salaried or self-employed |
| Minimum income requirements | ₹25,000 per month (salaried) || ₹7.50 lakhs per year (self-employed) |
| Credit score | Good credit score, preferably above 750 |
| Location | Only available in Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi & NCR, Hyderabad, Jaipur, Kolkata, Mumbai, Pune, Thane and Navi Mumbai |
| Required documents | – PAN card copy – Identity proof : PAN card , driving license, valid passport, voter ID (any one) – Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one) – Income proof : latest salary slip/s, income tax return etc Additional documents maybe required on a case-to-case basis. |
| Online application process | The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the Yes Bank website. You can also visit official website of the bank and fill out the application form. The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy. Steps : – To apply, simply provide your personal details, such as your PAN number, mobile phone number, income & emplyment details, , address, along with the other requirements asked for – Submit the application |
| Offline (face to face) application process | You can visit any of the nearest branches of the bank and talk to an executive regarding the process. |
You can track the status of your application status by clicking here – Yes Bank credit card application status. You need to enter some personal details such as mobile number and application number, to see the status of your credit card application.
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