By: OurMoneyGuide || Last updated on: May 25, 2024
ixigo AU Credit Card is a cobranded travel card, launched in partnership between AU Bank and ixigo. It gives special rewards on flight, hotel, train and bus booking on ixigo. It offers lifestyle benefits like complimentary access to airport lounges in India and abroad. A unique feature is nil fee on foreign card transactions.
You get a 10% discount on ixigo flight bookings, on flight bookings upto ₹10,000 (since the maximum discount is restricted to ₹1000). On bookings above ₹10,000, your discount percentage will fall below 10%.
You can avail this discount once per month, by applying the promotion code IXIGOCCFLY
You get a 10% discount on ixigo hotel bookings, on hotel bookings upto ₹10,000 (since the maximum discount is restricted to ₹1000). On bookings above ₹10,000, your discount percentage will fall below 10%.
You can avail this discount once per month, by applying the promotion code IXIGOCCSTAY
You get a 10% discount on ixigo bus bookings, on bus bookings upto ₹3000 (since the maximum discount is restricted to ₹300), once per month. On bookings above ₹3000, your discount percentage will fall below 10%.
You can avail this discount once per month, by applying the promotion code IXIGOCCBUS
You earn 10 reward points worth ₹2.50, on every ₹100 you spend on train bookings on ixigo.
1 reward points = ₹0.25 (25 paise), and can be redeemed for flight & hotel bookings, mobile/DTH recharge, products and more. On e-vouchers of top brands, you get a slightly lower value of 1 reward points = ₹0.20 (20 paise).
On train bookings, payment gateway charges are waived off.
This benefit is applicable 2 times per month.
You earn 5 reward points worth ₹1.25, on every ₹100 you spend on all online card purchases. You earn 2.50 reward points worth ₹0.62 (62 paise), on every ₹100 you spend on all offline card purchases.
1 reward points = ₹0.25 (25 paise), and can be redeemed for flight & hotel bookings, mobile/DTH recharge, products and more. On e-vouchers of top brands, you get a slightly lower value of 1 reward points = ₹0.20 (20 paise).
Reward points are not given on fuel and rent transactions, insurance, jewelry, and wallet spends.
You get free visits to airport lounges outside India, 1 time per year. For eligible list of Priority Pass lounges, click here.
You get free visits to airport lounges and railway lounges in India. You can use this benefit 16 times year.
For eligible list of domestic airport lounges, click here. For detailed terms & conditions, click here
For eligible list of railway lounges, click here. Add-on cardholders can also enjoy these benefits within the mentioned complimentary number of visits.
You do not need to pay any fee on all your credit transactions outside India.
This is a unique benefit, since most cards in the industry charge around 3.50% on foreign card transactions. Hence this is a very useful benefit for those who travel abroad frequently.
Fraud liability cover: You carry zero liability for any fraudulent transactions on your credit card, after reporting its loss to the bank. You are protected against card counterfeit/skimming and online frauds, giving you peace of mind. Please click here to view detailed terms and conditions.
Credit shield cover of ₹1.50 lakhs: In the event of accidental death of the card holder, outstanding payments on a card are waived off.
You get a 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹5000 only.
This benefit is applicable at all fuel stations across India.
You can contact AU Bank 24/7, please click here for details – AU Customer Care Numbers & Other Contact Details
| Annual fee | Annual fee offers | |
|---|---|---|
| 1st year joining fee | ₹999 | Welcome offer : Joining fee is waived off at ₹1000 card spend, within 30 days of card issuance |
| Renewal fee from 2nd year onwards | ₹999 | Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year |
To view all fees and charges, please click here – AU Credit Cards Fees & Charges
| Minimum age | Primary card member: 20 years Add-on card member: 18 years |
| Maximum age | 60 years |
| Occupation | Salaried or self-employed |
| Minimum income requirements | Should have a regular source of income , minimum income not specified |
| Credit score | Good credit score, preferably above 750 |
| Location | Applicant should be based in the credit card sourcing locations of AU bank |
| Required documents | – PAN card copy – Identity proof : PAN card , driving license, valid passport, voter ID (any one) – Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one) – Income proof : latest salary slip/s, income tax return etc Additional documents maybe required on a case-to-case basis. |
| Online application process | The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the AU Bank website. You can also visit official website of the bank and fill out the application form. The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy. Steps : – To apply, simply provide your personal details, such as your PAN number, mobile phone number, income & emplyment details, , address, along with the other requirements asked for – Submit the application |
| Offline (face to face) application process | You can visit any of the nearest branches of the bank and talk to an executive regarding the process. |
ON THIS PAGE
FIND THE BEST CREDIT CARD