Health & Wellness Credit Cards with Airport Lounge Access Offers in India 2026

Complimentary FITPASS PRO membership : 12 free monthly gym sessions || personalised fitness coaching || access to expert nutritionists
– You get complimentary annual FITPASS PRO Membership, and get access to 3 memberships across all aspects of your fitness journey-
✓ FITPASS – 12 complimentary gym sessions per month (maximum 3 per week), across gyms and fitness centers
✓ FITCOACH – personalized fitness coaching routines, through FITPASS mobile application
✓ FITFEAST – access to expert nutritionists for personalized diet plans, through FITPASS mobile application

Complimentary Netmeds First membership worth ₹499 - includes free basic health check-up & unlimited online ‘doctor consultation’
– Free basic health check-up
– Free unlimited online ‘doctor consultation’
– Free delivery (of pre-paid & cash-on-delivery orders, of any products)
– Additional 2.50% cashback (upto ₹100), only on pre-paid medicine orders of any value
– 5% discount, only on all pathology lab tests, profiles and packages

Complimentary airport lounge access in India – 2 per quarter

2.50% cashback on following spends - chemist spends || pharmacy spends || dining spends || movie spends
– 10 reward points worth ₹2.50, on every ₹100 you spend at chemists, pharmacies, dining & movies.
– 1 reward point = ₹0.25 (25 paise), and can be redeemed as cashback.

0.50% benefits on all other card spends
– 2 reward points worth ₹0.50 or 50 paise, on every ₹100 you spend on all other card purchases.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed as cashback

Upto 0.37% additional benefits at ₹4 lakh annual card spend (milestone benefits)
– Netsmed gift voucher worth ₹1500, at ₹4 lakh annual card spend - 0.37% benefit

1% fuel surcharge waiver, upto ₹250 per month : You get 1% fuel surcharge waiver at all fuel stations across India-
– Only on fuel transactions between ₹500 and ₹4000, and
– Only on fuel spends upto ₹25,000 per month (since the waiver amount is capped at ₹250 per monthly card statement cycle)

Complimentary insurance benefits – for unauthorised use of your credit card
– Complimentary ₹1 lakh coverage, for protection against fraudulent transactions or unauthorised use of your credit card

Complimentary insurance benefits – related to air travel
– ₹50 lakh air accident coverage, providing financial protection to you or your beneficiaries.
– Coverage of upto ₹83,000 ($1000), in case of loss of checked-in baggage while travelling.
– Compensation of ₹8300, in case of any delays in receiving your checked-in baggage.
– Coverage of upto ₹12500, in case of loss of essential travel documents.
– Protection upto ₹5000, in case of any damage to your baggage during your journey.

Benefits
– Complimentary annual FITPASS PRO Membership, giving benefits across all aspects of your fitness journey – gym sessions, coaching routines, and access to expert nutritionists.
– Complimentary Netmeds First membership
– 2.50% cashback on chemist, pharmacy, dining & movie spends
– Complimentary airport lounge access in India – 2 per quarter

Drawbacks to consider
– Will need to consider other credit cards to get rewards on non-fitness spends like shopping, travel, fuel etc.