Bank of Baroda Movie / Cinema Ticket Offers Credit Cards in India 2026

3.75% cashback on travel spends (5X) : You earn 15 reward points worth ₹3.75, on every ₹100 you spend on travel (1 reward point = ₹0.25, and can be redeemed for cashback)

3.75% cashback on ‘online shopping’ (5X) : You earn 15 reward points worth ₹3.75, on every ₹100 you spend on ‘online shopping’ (1 reward point = ₹0.25, and can be redeemed for cashback)

3.75% cashback on dining spends (5X) : You earn 15 reward points worth ₹3.75, on every ₹100 you spend on dining (1 reward point = ₹0.25, and can be redeemed for cashback)

3.75% special benefit on international transactions (5X) : You earn 15 reward points worth ₹3.75, on every ₹100 you spend outside India (1 reward point = ₹0.25, and can be redeemed for cashback)

0.75% basic benefit on all other card spends : You earn 3 reward points worth ₹0.75 (75 paise), on every ₹100 you spend on all other card purchases (1 reward point = ₹0.25, and can be redeemed for cashback).
Exceptions –
1. Fuel : You earn no reward points
2. Spend categories like rent, education, utilities, government, insurance, charity, supermarket : You earn 1.5 reward points worth 37 paise, on every ₹100 you spend in these categories.

Upto 1.50% additional benefit, on achieving 2 card spend levels (milestone rewards)
– You earn 10,000 points worth ₹2500, at ₹50,000 card spend within 60 days of card issuance date
– You earn 20,000 points worth ₹5000, at ₹5 lakhs yearly card spend
Hence you can earn a total of 30,000 bonus reward points worth ₹7500, at 5 lakhs yearly card spend - 1.50% benefit 
(1 reward point = ₹0.25, and can be redeemed for cashback)

Unlimited complimentary visits to airport lounges in India

Low fee of 2% on international spends 
- You enjoy a reduced forex markup fee of 2% on international transactions, while you earn 3.75% benefit rate on these spends

1 complimentary movie ticket (upto ₹250) once a month – at Paytm Movies
– You get ‘Buy One Get One Free’ movie offer (BOGO) at Paytm Movies. 2nd movie ticket is free, upto maximum ₹250 off
– You can enjoy this offer maximum 1 time per month
Hence you can get movie tickets worth ₹3,000 every year (₹250 per month)

Complimentary 6-month FitPass Pro membership : You get a 6-month FitPass Pro membership worth ₹15,000.

Complimentary golf rounds & golf lessons
✓ Cardholders who have Mastercard version of card-
– 4 free golf rounds per year (not more than 1 free golf round per month)
– 12 free golf lessons per year (not more than 1 free golf lesson per month)
✓ Cardholders who have Visa version of card
– 4 free lessons per year (but not more than 1 free golf lesson per quarter)
– 15% discount on golf rounds

1% fuel surcharge waiver, upto ₹250 per month : You get fuel surcharge waiver at all fuel stations across India
– Only on fuel transactions between ₹400 and ₹5000, and
– Only on fuel purchases upto ₹25000 per month, since the maximum waiver is capped at ₹250 per monthly card statement cycle

Complementary personal accidental death cover – providing coverage of ₹1 crore for air travel,  ₹10 lakhs for non-air travel.

Benefits
– Good cashback 3.75% on various categories – travel, online spending, dining & international spending.
– Opportunity to earn upto 1.50% more, if you spend ₹5 lakhs on your card in a year. Hence you have the opportunity to earn around 4-5% on a large part of your spending needs.
– Unlimited free airport lounge access in India
– Attractive lifestyle & fitness benefits – complementary golf rounds & golf lessons, as well as gym memberships
– Appealing benefits on international spending : You earn 3.75% cashback on international spending, at the same time you enjoy reduced fee of 2% on these spends.

Drawbacks to consider
– Complimentary access to international airport lounges is not available.
– Benefit rate for offline shopping (in-store shopping) is low

Low annual card spend requirement of  ₹35000, to get annual fee waived off
- Hence the card is virtually free from 2nd year onwards, if you spend ₹35000 or more in the previous year

1.25% cashback on department store purchases || movie spends 
– You earn 5 reward points worth ₹1.25, on every ₹100 you spend in these categories
– This is valid only on combined total purchases upto ₹20,000 per month, across these categories. Since you can earn a maximum number of 1,000 reward points at this accelerated rate, per monthly card statement cycle.
– 1 reward point = ₹0.25, and can be redeemed as cashback.

0.25% cashback on all card other spends 
– You earn 1 reward points worth ₹0.25 or 25 paise, on every ₹100 you spend on all other purchases
– 1 reward point = ₹0.25, and can be redeemed as cashback.
– Exceptions :
1. Fuel : You earn no reward points
2. Spend Categories like rent, education, utilities, government, insurance, charity, supermarket : you earn 0.5 reward point worth 12 paise, on every ₹100 you spend.

Fuel surcharge waiver, upto ₹250 per month
– You get 1% fuel surcharge waiver at all fuel stations across India
– Only on fuel transactions between ₹400 and ₹5000, and
– Only on upto ₹25,000 fuel spend per month, since the maximum waiver is capped at ₹250 per monthly card billing cycle

Benefits
– Annual fee is waived, at ₹35,000 yearly card spend
– 1.25% cashback on department store purchases and movie spends.
– Easy reward points redemption process, you can redeem your reward points for cashback.

Drawbacks to consider
– Overall reward rates are comparatively low.

6.50% earning on fuel (petrol, diesel and LPG) purchases
■ 4% cashback on HPCL fuel purchases
– You earn 16 reward points worth ₹4, on every ₹100 you spend at HPCL pumps
– This is valid only on HPCL fuel purchases of upto ₹6250 per month, since accelerated reward points are restricted to 1000 reward points per month.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed as cashback.
■ Additional 1.50% benefit on HPCL fuel purchases through HP Pay App
– You earn additional 6 Payback points worth ₹1.50 , on every ₹100 you spend at HPCL fuel outlets through your HP Pay app.
– This benefit is restricted to monthly fuel purchases upto ₹5000 per month
– 1 Payback point = ₹0.25 or 25 paise.
■ 1% fuel surcharge waiver at all fuel stations, upto ₹100 per month
– Only on fuel transactions between ₹400 and ₹5000, and
– Only on fuel purchases upto ₹10,000 per month (since the waiver amount is restricted to ₹100 per month).

1.66% benefit on utilities, groceries & department store spends 
– You earn 6.66 reward points worth ₹1.66, on every ₹100 you spend in these categories
– This is valid only on total monthly spends upto ₹15000 across these categories, since accelerated reward points are restricted to 1000 reward points per month.
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed as cashback.

0.33% benefit on all other card purchases 
– You earn 1.33 reward points worth ₹0.33 (33 paise), on every ₹100 you spend on all other purchases
– 1 reward point = ₹0.25 or 25 paise, and can be redeemed as cashback.

Complimentary airport lounge access in India – 1 time per quarter

25% movie benefit at Paytm Movies, upto ₹200 per month 
– This offer can be availed 2 times per month.
– You need to do a transaction of minimum 2 tickets. You get a 25% discount, upto maximum ₹100 discount per transaction.
– Hence you get a 25% discount on a ticket purchase transaction up to ₹400. On purchases above ₹400, you will get a maximum discount of ₹100 and your discount percentage would be lower than 25%.

Benefits
– Attractive benefit of 6.50% on monthly fuel spends
– Low annual card spend target of ₹50,000 to get annual fee waiver
– Complementary domestic airport lounge access – once per calendar quarter (4 times per year)
– 25% discount on Paytm Movies, upto ₹200 per month

Drawbacks
– You are restricted to HPCL fuel pumps to get attractive fuel rewards