By: OurMoneyGuide || Last updated on: May 9, 2024
Axis Bank Vistara Credit Card is a co-branded travel card from Axis Bank, in partnership with Vistara Airlines. Vistara is a full service airline, one of the best airlines in India.
You earn Club Vistara Points, which you can redeem at Vistara for flights, upgrades and more.
– You get 1 premium economy ticket, at yearly card spend of ₹1.50 lakh
– You get 1 additional premium economy ticket, at yearly card spend of ₹3 lakh
– You get 1 additional premium economy ticket, at yearly card spend of ₹4.50 lakh
– You get 1 additional premium economy ticket, at yearly card spend of ₹9 lakh
Note : Following spends are not counted towards achieving the yearly card spend requirements for the above milestone benefits – rent, wallet transactions, insurance, gold/jewelry, returns & reversals, fraud transactions, fee charges & payments, cash withdrawals, interest charges, transactions converted to EMI, temporary credit against dispute transaction.
You earn 2 Club Vistara Points, on every ₹100 you spend on your card.
Club Vistara Points can be redeemed on Vistara flights and upgrades.
Exceptions : You do not earn Club Vistara Points on the following spends – fuel, rent, insurance, gold/jewelry, wallet transactions, reversals, fraud transactions, fee charges & payments, cash withdrawals, interest charges, transactions converted to EMI, temporary credit against dispute transaction.
You get a complimentary ‘Club Vistara Silver Membership’.
This membership gives you complimentary services like priority checkin, addition baggage allowance, upgrade vouchers.
You get free visits to airport lounges in India, 8 times per year (maximum 2 times per quarter). Click here to know more about the lounge program.
To access complimentary lounge from 1st May 2024 onwards, you need to have spent a minimum of ₹50,000 on your credit card in the previous 3 months.
In case of a newly issued card, the minimum spend criteria is waived for the month of card issuance as well as for the following three months. For example, if card issuance date is 20th March 2024, you will be able to access lounge for the period 20th March to 30th June 2024, without any minimum spend requirement. But if you want to avail lounge access after this period (in this case July 2024), then you will be able to do so only by spending ₹50,000 from 1st April to 30th June 2024 (preceding 3 months).
You get free golf rounds, 3 rounds per year. Please click here for more details.
This offer is valid once per month. Minimum order amount required to avail this offer is ₹2500. You get 25% discount (upto ₹800) at restaurants, in partnership with EazyDiner.
Hence you get a 25% discount on orders between ₹2500 and ₹3200. On orders above ₹3200, your discount percentage will fall below 25%
– Travel cover of USD 300 for the following – loss of travel documents || loss of check-in baggage || delay of check-in baggage
– Purchase protection cover of ₹1 lakh
With zero lost card liability, you are protected against any fraudulent misuse of your credit card, from the moment the loss is reported.
Please click here for all the options to contact the bank, for various issues and escalations
| Annual fee | Annual fee offers | |
|---|---|---|
| 1st year joining fee | ₹3000 | Welcome offer : – You get a one-way premium economy ticket, on joining – You also get a complimentary ‘Club Vistara Silver Membership’. This membership gives you complimentary services like priority checkin, addition baggage allowance, upgrade vouchers. |
| Renewal fee from 2nd year onwards | ₹3000 | Renewal offer : You get a one-way premium economy ticket, on paying your renewal fee |
Late payment fees depends on the total payment due. This fee is charged if you do not pay even the minimum amount due on your credit card bill.
| Total bill amount due | Late payment charges |
|---|---|
| Less than ₹500 | None |
| Between ₹501 – ₹5000 | ₹500 |
| Between ₹5,001 – ₹10,000 | ₹750 |
| More than ₹10,001 | ₹1200 |
Foreign currency mark-up fee
3.50% of the transaction amount. This fee is charged when you use your card outside India.
Finance charges
3.6% per month
– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all fees & charges on this card, please click here – Axis Bank Vistara Signature Credit Card Fees & Charges
| Occupation | Salaried, Self-employed |
| Minimum age | 18 years |
| Maximum age | 70 years |
| Minimum income requirements | ₹6 lakhs per year |
| Credit score | Not specified , preferably above 750 |
| Online application process | The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the Axis Bank website. You can also visit official website of the bank and fill out the application form. Steps : – The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy – To apply, simply provide your personal details such as your mobile phone number, income, PAN number, along with the required documents – Review your application and click submit. – Await confirmation from Axis Bank regarding the status of your application. |
| Offline (face to face) application process | You can visit any of the nearest branches of the bank and talk to an executive regarding the process. |
| Application tracking process | Please click here to track the status of your Axis Bank Credit Card application. |
| Required documents | – PAN card photocopy – Colour photograph – Income proof : Latest payslip/Form 16/IT return copy – Residence proof (any one of the following) : Passport , Ration Card, Electricity bill, Landline telephone bill – Identity proof (any one of the following) : Passport, Driving license, PAN card, Aadhaar card Please note that this list is only indicative. Documents required may vary on a case-to-case basis. |
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