LIFETIME FREE VIRTUAL CARD || CAN BE USED FOR UPI SPENDS

AU Instapay Credit Card

AU Instapay Credit Card - Our Money Guide Our Rating 3.50
Top Reasons to Choose
✔︎
Lifetime free card - there is no annual fee on the card
1%
Cashback on UPI spends at departmental stores, dining, pharmacy, grocery & supermarkets - on total purchases upto ₹10000 per month
Annual Fee

₹0

  • Nil
Minimum Income

Not specified

Lifetime free card – there is no annual fee on the card

Virtual only card – you will not receive a physical card

1% cashback (upto ₹100 per month) on UPI spends at departmental stores || grocery || supermarkets || dining || pharmacy
– You earn ₹1 (as cashback), on every 100 you spend on UPI transactions at departmental stores, dining, pharmacy, grocery & supermarkets.
– This benefit is valid on total purchases upto ₹10000 per month, since the maximum cashback is restricted to ₹100 per month.

Fuel surcharge waiver, upto ₹100 per month
– You get 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹5000 only, and
– On fuel purchases upto ₹10,000 per month only, since the waiver amount is restricted to ₹100 per month
– Some fuel pumps may charge more than 1% surcharge, the monthly waiver amount would still be capped at ₹100 in all cases

Benefits
– Life time free card
– You can use your card for UPI payments

Drawbacks
– Reward rate on card spending is low


To read the full review of the card, please click here
Load More

AU Bank Credit Cards - By Types

AU Bank Credit Cards - By Features

Credit Cards of Other Banks